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Which card should I apply next? + questions

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JasonKR
Regular Contributor

Which card should I apply next? + questions

Hello guys,

 

I'm planning to apply for Chase IHG w/80k offer and Hyatt credit card for upcoming summer trip,

so, which one should I apply first and when should I apply for it?

I'm thinking about to apply it on later this month or around March,

 

1) Should I apply both by using 2 browser trick?

or should I apply IHG or Hyatt first then apply for another after a month?

 

2) Is it possible to PC Barclay Arrival World MasterCard to no annual fee version within a year?

 

3) I'm currently using Amex Delta Gold credit card, and I was thinking about to PC into another Amex card, which card am I eligible to PC?

 

Thanks in advance! Smiley Happy

BoA Better Balance Reward - $1.5k (01/13) | Discover It for Student - $1.7k (04/13) | Capital One QuickSilver - $2k (05/13) | Amazon Rewards Visa Card - $700 (10/13) | Citi Forward for Student - $2.4k (10/13) | Amex BCE - $6k (10/13) | Chase Freedom - $1.5k (11/13) | Chase Sapphire Preferred - $6.5k (12/13) | Amex Delta Gold - $8.7k(12/13) | Chase IHG - $4k (2/14) | Chase Hyatt - $5k (2/14) | Amex Platinum (2/14) | Citi ThankYou Preferred - $3.5k (4/14) | Chase United Explorer - $5k (9/14) | Amex Delta Gold business - $3k (9/14) | I ALWAYS pay in full
(Future card: Barclaycard Arrival+, Amex SPG+Everyday, Chase Ink+Marriott, Citi Hilton Reserve+HHonors)
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Which card should I apply next? + questions


@JasonKR wrote:

Hello guys,

 

I'm planning to apply for Chase IHG w/80k offer and Hyatt credit card for upcoming summer trip,

so, which one should I apply first and when should I apply for it?

I'm thinking about to apply it on later this month or around March,

 

1) Should I apply both by using 2 browser trick?

or should I apply IHG or Hyatt first then apply for another after a month?

 

2) Is it possible to PC Barclay Arrival World MasterCard to no annual fee version within a year?

 

3) I'm currently using Amex Delta Gold credit card, and I was thinking about to PC into another Amex card, which card am I eligible to PC?

I have been able to PC what was originally the Delta Gold (opened 12/13) twice.  The first time to the BCE, then, the second time, from the BCE to the Blue Cash.

 

When you call, the CSR can see if what cards your DG is qualified to PC to.  At the first PC, the CSR gave me the option of the BCE or Blue Sky.  The second time around, the CSR gave me several more options including a few that aren't listed on the AmEx website.  Both times the cards I was able to choose from were no AF cards.  So, for example, I would not have been able to PC to the BCP (which later I just app'd for anyway).  Good luck!

 

Thanks in advance! Smiley Happy


 

Message 2 of 8
clocktick
Valued Contributor

Re: Which card should I apply next? + questions

I applied for the CSP and Chase United 15 days apart and was approved for both (you can always recon if declined at first; I did).  I don't think the 2-browswer "trick" is necessary with the 2 you want.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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Message 3 of 8
JasonKR
Regular Contributor

Re: Which card should I apply next? + questions

Thanks guys, Barclay Arrival... seems like its good offer! Smiley Very Happy..

BoA Better Balance Reward - $1.5k (01/13) | Discover It for Student - $1.7k (04/13) | Capital One QuickSilver - $2k (05/13) | Amazon Rewards Visa Card - $700 (10/13) | Citi Forward for Student - $2.4k (10/13) | Amex BCE - $6k (10/13) | Chase Freedom - $1.5k (11/13) | Chase Sapphire Preferred - $6.5k (12/13) | Amex Delta Gold - $8.7k(12/13) | Chase IHG - $4k (2/14) | Chase Hyatt - $5k (2/14) | Amex Platinum (2/14) | Citi ThankYou Preferred - $3.5k (4/14) | Chase United Explorer - $5k (9/14) | Amex Delta Gold business - $3k (9/14) | I ALWAYS pay in full
(Future card: Barclaycard Arrival+, Amex SPG+Everyday, Chase Ink+Marriott, Citi Hilton Reserve+HHonors)
Message 4 of 8
370Z
Frequent Contributor

Re: Which card should I apply next? + questions

1. 4 Chase cards in 3-4 months may be tough with a short credit history. A "not enough history with us" may come up.

2. Supposedly it's possible after a year, but I haven't read about anyone who's done it thus far.

3. Need to ask. You need to wait until the AF posts to go from an AF to no-AF card.

EQ8 819 (7/25) EX8 821 (8/25) EX9 846 (8/25) TU8 825 (7/25)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|50k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|47k|15.24%|4/16 * Merrill+|70k|12.99%|2/17 * Amex_BB+|26k|15.24%|3/18 * PenFed_Pathfinder|29.4k|17.99%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|12.75%|4/20 * Chase_Ritz_Carlton|30k|15.99%|10/21 * Amex_BB$|26k|13.24%|8/22 * RFCU_VS|10k|12.00%|6/23 * C1_VX|40k|14.74%|1/24 * CSP|14.4k|15.74%|5/25
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 5 of 8
JasonKR
Regular Contributor

Re: Which card should I apply next? + questions


@370Z wrote:

1. 4 Chase cards in 3-4 months may be tough with a short credit history. A "not enough history with us" may come up.

2. Supposedly it's possible after a year, but I haven't read about anyone who's done it thus far.

3. Need to ask. You need to wait until the AF posts to go from an AF to no-AF card.


Man! so basically I need to pay annual fee whatsoever Smiley Sad

I will give it a try anyways, Thanks Smiley Happy

BoA Better Balance Reward - $1.5k (01/13) | Discover It for Student - $1.7k (04/13) | Capital One QuickSilver - $2k (05/13) | Amazon Rewards Visa Card - $700 (10/13) | Citi Forward for Student - $2.4k (10/13) | Amex BCE - $6k (10/13) | Chase Freedom - $1.5k (11/13) | Chase Sapphire Preferred - $6.5k (12/13) | Amex Delta Gold - $8.7k(12/13) | Chase IHG - $4k (2/14) | Chase Hyatt - $5k (2/14) | Amex Platinum (2/14) | Citi ThankYou Preferred - $3.5k (4/14) | Chase United Explorer - $5k (9/14) | Amex Delta Gold business - $3k (9/14) | I ALWAYS pay in full
(Future card: Barclaycard Arrival+, Amex SPG+Everyday, Chase Ink+Marriott, Citi Hilton Reserve+HHonors)
Message 6 of 8
370Z
Frequent Contributor

Re: Which card should I apply next? + questions

If you PC after the AF posts you'll get a prorated refund which should be close to the entire amount. Definitely give it a try before it posts though.

EQ8 819 (7/25) EX8 821 (8/25) EX9 846 (8/25) TU8 825 (7/25)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|50k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|47k|15.24%|4/16 * Merrill+|70k|12.99%|2/17 * Amex_BB+|26k|15.24%|3/18 * PenFed_Pathfinder|29.4k|17.99%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|12.75%|4/20 * Chase_Ritz_Carlton|30k|15.99%|10/21 * Amex_BB$|26k|13.24%|8/22 * RFCU_VS|10k|12.00%|6/23 * C1_VX|40k|14.74%|1/24 * CSP|14.4k|15.74%|5/25
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 7 of 8
JasonKR
Regular Contributor

Re: Which card should I apply next? + questions

yep, gotta get Delta miles as much as possible, then PC! Smiley Very Happy

I will MF sign-up bonus anyways, I will let you guys know if I get approved with Hyatt or IHG! Smiley Happy

for Barclay Arrival, gonna do more research on it and will apply, since I have low inquiries on TU

BoA Better Balance Reward - $1.5k (01/13) | Discover It for Student - $1.7k (04/13) | Capital One QuickSilver - $2k (05/13) | Amazon Rewards Visa Card - $700 (10/13) | Citi Forward for Student - $2.4k (10/13) | Amex BCE - $6k (10/13) | Chase Freedom - $1.5k (11/13) | Chase Sapphire Preferred - $6.5k (12/13) | Amex Delta Gold - $8.7k(12/13) | Chase IHG - $4k (2/14) | Chase Hyatt - $5k (2/14) | Amex Platinum (2/14) | Citi ThankYou Preferred - $3.5k (4/14) | Chase United Explorer - $5k (9/14) | Amex Delta Gold business - $3k (9/14) | I ALWAYS pay in full
(Future card: Barclaycard Arrival+, Amex SPG+Everyday, Chase Ink+Marriott, Citi Hilton Reserve+HHonors)
Message 8 of 8
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