Re: Which cards do Balance Transfer to a bank acco... - myFICO® Forums

Anonymous · ‎03-09-2020

I think I remember than in the past certain credit cards (maybe Chase or Discover?) allowed skipping the whole balance transfer check thing and just deposited money into your checking account. A lady over the phone took down my information and I had the money within 3 days. Does anyone know which cards offer that? I'm interested both in existing card offers and new applications.

coreysw12 · ‎03-09-2020

Pretty sure my Citi Simplicity card I recently got gave me that option (although I didn't use it)

Edit: Just checked, and yes, my Citi Simplicity definitely offers BT as a direct deposit to your account.

Total Loan Balance: $43k / $65k

Total SL: $78k

United 1K - 725,000 lifetime flight miles | Chase Status: 4/24

Anonymous · ‎03-09-2020

I have a Citi Double Cash and a Preferred Mastercard, and neither of them have any balance transfer offers for me at all.

seattletravels · ‎03-09-2020

My Bank of America Cash Rewards gave me that option.

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

coreysw12 · ‎03-09-2020

I always think it's funny when I see a bank have a policy of no balance transfers from other cards issued by the same bank, but then they offer to deposit the money into your bank account.

Total Loan Balance: $43k / $65k

Total SL: $78k

United 1K - 725,000 lifetime flight miles | Chase Status: 4/24

Anonymous · ‎03-09-2020

I don't use them (unless they'll waive the fee), but I saw one for my Citi DC card when I logged in last time.

Gmood1 · ‎03-09-2020

Citi, BofA, Discover are the ones I think of first. All 3 transfer into your bank account lightning fast!

Anonymous · ‎03-09-2020

BB&T does. I got the Specturm card a few weeks ago. Did a balance transfer for my NFCU.....BB&T sent a check straight to my checking account not to the credit card.

Anonymous · ‎03-09-2020

Bank of America seems to disagree:

https://i.imgur.com/WcwOIIy.png

tcbofade · ‎03-09-2020

Citi and Discover offer that option to DW.

Citi and Discover do NOT offer that option to me.

YMMV apparently.

Firco 8 10/01/24: EX 758, EQ 789, TU 779.
Fico 9: EX 765 09/13/24, EQ 776 10/04/24, TU 755 08/15/24.

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Which cards do Balance Transfer to a bank account?

Which cards do Balance Transfer to a bank account?

Re: Which credit cards will do a Balance Transfer to bank?

Re: Which credit cards will do a Balance Transfer to bank?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Which cards do Balance Transfer to a bank account?

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Which cards do Balance Transfer to a bank account?

Re: Which credit cards will do a Balance Transfer to bank?

Re: Which credit cards will do a Balance Transfer to bank?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

Re: Which cards do Balance Transfer to a bank account?

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