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Which order to apply ?

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avggoal700
Frequent Contributor

Which order to apply ?

I've seen a few of these threads so got me curious on mine.

 

 

navy cc cli

navcheck

usaa cc (had previously, but I closed and its paid to 0)

discover it

 

from what I read, seems do navy last cause they can go HP crazy but I already have a navy cc so might make those two easier to get approved.  Waiting for GW response to see if score might improve .




EX 706. TU 705 EQ 682. Avg 698
Message 1 of 9
8 REPLIES 8
DrZoidberg
Established Contributor

Re: Which order to apply ?

USAA CC

NavCheck

Discover IT

NFCU CLI

Message 2 of 9
avggoal700
Frequent Contributor

Re: Which order to apply ?


@DrZoiberg wrote:

USAA CC

NavCheck

Discover IT

NFCU CLI


Thank you




EX 706. TU 705 EQ 682. Avg 698
Message 3 of 9
Kenny
Moderator Emeritus

Re: Which order to apply ?

USAA, Discover, NFCU nav, NFCU CLI imho.
Message 4 of 9
DrZoidberg
Established Contributor

Re: Which order to apply ?

Correct me if I'm wrong, I don't think the Discover "matters too much" in the order because they pull TU. So your previous USAA and NFCU inquiries shouldn't pose a probelm. 

Message 5 of 9
avggoal700
Frequent Contributor

Re: Which order to apply ?


@KennyRS wrote:
USAA, Discover, NFCU nav, NFCU CLI imho.

I apologize for not asking in my original question, just thought of it.  These app sprees, best to do them in same hour span or do one and wait response before going to next?




EX 706. TU 705 EQ 682. Avg 698
Message 6 of 9
Kenny
Moderator Emeritus

Re: Which order to apply ?


@DrZoiberg wrote:

Correct me if I'm wrong, I don't think the Discover "matters too much" in the order because they pull TU. So your previous USAA and NFCU inquiries shouldn't pose a probelm. 


Well, none of it really matters "too much", but I just figured NFCU is the easiest CU out their once you're in to get whatever you want limit wise, so I would put it last on any spree, but that's just me. 

Message 7 of 9
Kenny
Moderator Emeritus

Re: Which order to apply ?


@avggoal700 wrote:

@KennyRS wrote:
USAA, Discover, NFCU nav, NFCU CLI imho.

I apologize for not asking in my original question, just thought of it.  These app sprees, best to do them in same hour span or do one and wait response before going to next?


I don't know. Smiley Sad I'm not too much of a spree-er.

Message 8 of 9
DrZoidberg
Established Contributor

Re: Which order to apply ?

I don't think it really matters. It's all instant whether you do it at the same time or an hour apart. 

Message 9 of 9
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