Theres US Bank and Disco. Disco will graduate in time. Try their pre-qual. US Bank has been approving frequently also. But dont know who was burned.
It's usually about a 2 week turn around time for secured cards. I don't know who does it the fastest, but disco took around 10 days for me.
@CreditGuy03 wrote:Need to rent a car and my credit is rebuilding since my CH7. I need a high limit secured card as I need the car for 2 weeks long trip across the country.
That being said I have the amount needed $1500 in cash but need to find a secured card that I can deposit that amount and have it available and also I need it within a week.
Are there any cards out there that fit both criteria?
If a secured card ends up being a non-starter due to the tight time frame, you might want to contact Enterprise. I say this because I didn't have any credit for a stretch of nearly 7 years (before, during, and shortly after my Chapter 13); I found I was able to rent cars from Enterprise locations not near a major airport with just my debit card.
@CreditGuy03 wrote:Need to rent a car and my credit is rebuilding since my CH7. I need a high limit secured card as I need the car for 2 weeks long trip across the country.
That being said I have the amount needed $1500 in cash but need to find a secured card that I can deposit that amount and have it available and also I need it within a week.
Are there any cards out there that fit both criteria?
Try PayPal Mastercard... no hard pull if denied, if the limit is too low to get the rental they allow you to pre-pay a balance meaning you can make your balance go negative and buy above your limit.
I believe you can do the same thing with Amex and the blue cash everyday, and they generally do not do a hard pull if denied (it will tell you at the top of the application).
As for your question about secure card limits I know discover is 2,500.
@Jeffster1 wrote:Just speaking from personal experience from early 2021:
BofA secured CCR is, I believe, $10,000. Mine graduated in about 7 months.TD Bank Secured is, I believe, $5,000. Mine also graduated in 7 months.
At least in 2021, TD made you fund the card in person at a branch.
I recall receiving the BofA CCR pretty quickly.
When I applied (and was denied) for a BofA secured credit card back in 2020 their maximum limit was $5,000; I just checked and that is their limit today as well. Not saying it didn't go up to $10,000 and then back down at some point in the last three years, just that it is no longer so high. The other card I considered when I got my secured TDCash card was the secured card offering from Wells Fargo, which at the time was $10,000; then it went to zero as Wells opted to discontinue their secured card entirely.