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OP, do you have an AF on either of those cards? Yes Merrick is a subprime card but both seem to have pretty low limits. What other cards do you have?
Need more info. Please post all your cards with their respective cl's for Best guidance and direction.
How much do you spend on your cards each month? Would it hurt if you just cancelled both of the cards?
Then it looks like you already know what you want to do. Cancel the MB card and see if you can get the GM card to grow with you.
Canceling the subprime card seems to be a good idea.
@Sbrooks1 wrote:
Cap one QS 0/2000
Care credit 0/1000
Citi DC 0/2500
Fh 0/2200 keeping this because it's my oldest line
MB 0/700 no AF
Gm buy power 0/300 no AF
I assume FH is fingerhut? I would close it .... Might be the oldest but if they are all pretty new by the time it falls off your reports your other ones will be basically as old.