Which to close: CSP or PRG

[Anonymous]

I've had both these cards and have determined that it only makes sense to keep one of them. Some side notes: I have the EDP and really love it since I have no issues with the bonus and I also have the Freedom which I can combine with the CSP. I know it's not worth both annual fees. I live in a city with a delta hub but there's usually plenty southwest/United flights. For what it's worth, I do find the primary rental insurance on The CSP valuable. I think my best option is to keep CSP/EDP to cover the four main categories and to diversify points but would just like to talk this through.

[myjourney]

Seems to me it comes down to these 2 options 

Which do you value the highest redemption UR or MR points?

My vote not that it matters here but UR

Do you use the PRG credit every year $100 and Amex offers if so this card has a lower AF?

My vote I'm keeping both of mine Lol 

Ok I maybe bias 

[Anonymous]

i think the CSP + freedom will give you more rewards for way way less money.

[Anonymous]

I've only had the PRG for a little bit so don't have much experience with the credit. I value them somewhat the same, factoring in availability. Overall UR have higher value but MR is way more options in my area 

[Anonymous]

I don't have either so am not able to comment. Let us know what you decide though.

[myjourney]

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@Anonymous wrote:

I've only had the PRG for a little bit so don't have much experience with the credit. I value them somewhat the same, factoring in availability. Overall UR have higher value but MR is way more options in my area 

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How long is a little bit? 

Reason I ask do you have plenty of time to test the ride and make a decision or is CSP AF approaching?

[Anonymous]

more options... that's a good thing. but the PRG/EDP combo is $290 whereas CSP/freedom is $95. is the $195 extra worth the convenience? if so, you should stick to it. if not, i would stick to chase.

[Anonymous]

CSP AF is approaching, which I don't mind since I'll beat the AF in value for the rental car insurance I would normally pay on a trip this summer

[Anonymous]

The fact that I live in Minneapolis which is the second (I believe) largest delta hub makes it tough to sway away from amex

[myjourney]

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@Anonymous wrote:

The fact that I live in Minneapolis which is the second (I believe) largest delta hub makes it tough to sway away from amex

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Lol I guess you've made your choice then