Who Has Ever Actually Used Their Flex-Spending Feature on VS or WMC?

[CreditJim]

How do I find that thread!?

[Kevin86475391]

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@CreditJim wrote:
How do I find that thread!?

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Here you go:
http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Freedom-over-the-limit/td-p/4251244

[Anonymous]

I used flex spend on my Simplicity during its 0% period to pay a medical bill and they auto CLI'd it so it wasn't even maxxed anymore.

I don't recommend this as a means of getting CLI but it was a nice surprise.

[Anonymous]

Where's the half dozen people with the $300 buy powers? Worth experimenting with. Mines a $3000 so heck no haha

[Anonymous]

My Quicksilver World Mastercard reports as a flex spend card, but I would be scared to death to use it. You never know if these companies stand behind their benefits or if you will end up getting declined for your tacos. Nobody wants to have their tacos declined.

On a side note, I am totally craving a steak quesadilla now.

[baller4life]

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@Kevin86475391 wrote:

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@CreditJim wrote:
How do I find that thread!?

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Here you go:
http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Freedom-over-the-limit/td-p/4251244

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Yo that thread was bananas!

[wacdenney]

Wow, that's genius...  Dude got a 26K loan for essentially a negative interest rate after the 1% rewards.  It looks like all it really cost him was a 20 point score hit.

[Anonymous]

well... and a possible black list.

[Anonymous]

I just googled that thread and read every single page. OMG!!!!!!! That was crazy!!

[Involver]

I charged over the limit of one of my cards by several thousand dollars to fund a CitiGold account.