Re: Who does Barclay pull? - myFICO® Forums - 734514

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Hi Guys,

Does anyone know who Barclay's pulls? I'm about to purchase a MAC and I was interested in their 0% APR offer for 1 year.

I really do not want an inquiry on Experian or Equifax. I'm hoping to hear they pull TransUnion.

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

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5 REPLIES 5

They pulled TU for me. I believe Credit Addict posted in another thread where the OP was asking for TU only pullers and Barclay was one of them. Sure enough, they pulled TU when I applied.

Message 2 of 6

If you use the search button at the top of this page and enter "Barclay Pull" you will come up with some threads, including this one: Barclays pulls TU/EQ.

For my one year old Juni, they only pulled TU. The TU only pull seems to be true for the vast majority.

Hope that's helpful.

Message 3 of 6

I have had Barclay's BJ Visa since 2008, and got the Travelocity Amex in July. I also have had two hard pulls for requested CLI's on the BJ's. They have never hard pulled anything but TU.

I would say that it's about 99% that any Barclay's application will pull TU only.

"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763

Message 4 of 6

Thanks for the info, guys. Good to know.

I'm happy to say that, although I came really close today, I RESISTED the urge to apply and simply used my CITI Professional card to make the purchase. It wasn't easy because I love to app but I thought it through and there's no reason for me to have yet another personal credit card, at least not right now since I have about 2 dozen accounts reporting including accounts w/ Amex, BofA, CITI, HSBC and Capital One.

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

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wisdom prevails!

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