Who has a lower PenFed PLOC limit than me?

[youdontkillmoney]

I'm convinced I have the lowest PenFed personal line of credit (PLOC) limit than anyone else at $1,000...who wants to prove me wrong...post if you have a lower limit than me.

[Anonymous]

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@youdontkillmoney wrote:

I'm convinced I have the lowest PenFed personal line of credit (PLOC) limit than anyone else at $1,000...who wants to prove me wrong...post if you have a lower limit than me.

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Mine is 0.

[ojefferyo]

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@youdontkillmoney wrote:

I'm convinced I have the lowest PenFed personal line of credit (PLOC) limit than anyone else at $1,000...who wants to prove me wrong...post if you have a lower limit than me.

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Is there something they see on your CR they weren't liking too much? What was your score at the time and how much did you ask for?

[youdontkillmoney]

Ha ha...good one. 

But I will counter to say you have to have a PenFed PLOC "active and open" before you can say that, so zero means you don't have an active PenFed account....so doesn't count ; )

[youdontkillmoney]

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@ojefferyo wrote:

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@youdontkillmoney wrote:

I'm convinced I have the lowest PenFed personal line of credit (PLOC) limit than anyone else at $1,000...who wants to prove me wrong...post if you have a lower limit than me.

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Is there something they see on your CR they weren't liking too much? What was your score at the time and how much did you ask for?

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^^^^

Oh I don't mind it, as I don't really use it, it is just amusnig to me. I in fact am just happy to have it after applying twice. They probably don't like all my available (unused) credit available when I applied and I asked for ...hmmmm.come to think of it, maybe I asked only for $1,000 to increase my chances for approval since I was rejected he first time....thanks for reminding me....I may have only asked for $1K to improve my approval chances. I realy don't remember, I either asked for $5,000 or $1,000.

[ojefferyo]

Try for an increase

[youdontkillmoney]

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@ojefferyo wrote:

Try for an increase

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^^^

I'm gardening and my last hard inquiry was 12/2014. Not complaing about $1,000..it's fine. Planning to app for mortgage late this year or first half of 2016.

[SecretAzure]

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@youdontkillmoney wrote:

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@ojefferyo wrote:

Try for an increase

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^^^

I'm gardening and my last hard inquiry was 12/2014. Not complaing about $1,000..it's fine. Planning to app for mortgage late this year or first half of 2016.

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In my research I have seen lines of $500. I think this is there actual minimum, otherwise they just deny you.

[Anonymous]

How much did you initially ask for?

[RSCo]

I'm at $500.00... It's the most ridiculous thing I've seen....