Who has the Apple Card?

Josh2942 · ‎01-29-2020

7 years ago when I was aping every day for every card on planet earth I would have picked this card up. Now that I'm solidly in the Chase eco system, I don't really app for cards that won't add benefit to my current mix of cards. Anyone seeing real value in this card?

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business

AverageJoesCredit · ‎01-30-2020

Only about a billion 🍎 users

Gmood1 · ‎01-30-2020

@AverageJoesCredit wrote:
Only about a billion 🍎 users

😂😂😂

Of course, it's Apple! 😉

pinkandgrey · ‎01-30-2020

Apple super-fans would see definite value in it. I'm an Apple super-fan but I don't have the card lol. They keep offering me ridiculously low SLs, so I never take the offer.

Capital One Venture X : 30k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 16k
Discover It: 6.5k

Anonymous · ‎01-30-2020

You would find benefit in this card if you buy a lot of Apple products or frequently use Apple Pay.

j615 · ‎01-30-2020

I do. The UI is outstanding, even with lack of desktop full site access. Both transactions and payments post rather quickly for me.

I mainly got it to diversify my lenders/cards, but find myself using it as my default card when using Apple Pay.

Anonymous · ‎01-30-2020

@Anonymous wrote:
You would find benefit in this card if you buy a lot of Apple products or frequently use Apple Pay.

Isn't it 2% for most Apple Pay (I know it's 3% for some merchants)? So that's no better reward wise than using Apple Pay with a standard 2% card.

sladesurfer · ‎01-30-2020

@Josh2942 wrote:
7 years ago when I was aping every day for every card on planet earth I would have picked this card up. Now that I'm solidly in the Chase eco system, I don't really app for cards that won't add benefit to my current mix of cards. Anyone seeing real value in this card?

I have it. I think its the Best No Fee card out there. I use it as my backup No foreign Transaction Card

PenFed Power Cash Rewards
Penfed Gold
NFCU Amex More Rewards
NFCU Cash Rewards
NFCU Flagship
Goldman Sachs Apple Card
Chase IHG Rewards Club Card
Chase Freedom Flex
Chase Freedom Unlimited
Amex Business Prime Card
Amex Marriott Brilliant Card
Amex Hilton Aspire Card
Amex Charles Schwab Platinum
Amex Gold Card
US Bank Cash+ card
Discover It Card
Capital One Quicksilver Card
Citi Double Cash
Citi Premier

M_Smart007 · ‎01-30-2020

@pinkandgrey wrote:
Apple super-fans would see definite value in it. I'm an Apple super-fan but I don't have the card lol. They keep offering me ridiculously low SLs, so I never take the offer.

Remember @pinkandgrey, 3 card limit !!!

M_Smart007 · ‎01-30-2020

@Anonymous wrote:
@Anonymous wrote:
You would find benefit in this card if you buy a lot of Apple products or frequently use Apple Pay.
Isn't it 2% for most Apple Pay (I know it's 3% for some merchants)? So that's no better reward wise than using Apple Pay with a standard 2% card.

I am pretty sure it was @Anonymous .. posted something about an apple purchase,

using another method and blew the 3% out of the water. IMO