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Who is making the switch to Amex with new PRG release?

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Vegas4Play
Valued Contributor

Re: Who is making the switch to Amex with new PRG release?

I won't be..... I'm gardening, however the Rose is making it difficult to stay in there.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 11 of 18
mongstradamus
Super Contributor

Re: Who is making the switch to Amex with new PRG release?

I honestly don't feel as comfortable going all in on one reward program. I mean look what chase did to UR amex could do something similar with MR without any prior notice. I think if i were to get the PRG i would do only dining travel and groceries with prg and split with UR that can do everyday spend gasoline, and anything else that doesn't take amex.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 12 of 18
redpat
Senior Contributor

Re: Who is making the switch to Amex with new PRG release?


@kerplunk wrote:

@redpat wrote:

Well I moved all my AA purchases (biz & personal) to plat for 5x and now I'll move all my dining (biz & personal) for 4x from CSR.

 

That's about 39k more points on the same spend, no brainer. 


Isn't it 3x from the CSR for dining?


Yes I’m moving to go 4x vs. 3x on CSR

Personal Cards: Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BBP
Message 13 of 18
Shadowfactor
Valued Contributor

Re: Who is making the switch to Amex with new PRG release?

Chase has recently been nerfing a lot of things on their cards, While Amex has been adding things. Any point system can have a devaluation at any time but when card issuers are adding more and more things to their cards it’s always a good sign that a devaluation isn’t likely.

I see the value in UR but I won’t be renewing my CSP this year. It will be changed to a freedom and since I’m out of the country 9 months a year it will be sockdrawered after January.

While Amex’s acceptance overseas isn’t really existent where I am. I have enough obligations and a fiancé to more then make up for those annual fees.

My most used card is US Bank when I’m overseas. They cover **bleep** near any category. Especially with contactless expanding down here. I don’t really see a need for chase.




Total Revolving Limits $254,800

Message 14 of 18
UpperNwGuy
Valued Contributor

Re: Who is making the switch to Amex with new PRG release?

I will not be getting the new Amex Gold.  I live in a United hub city, and United is the only US carrier that flies nonstop from here to European destinations.  With the Chase Sapphire Reserve, I can easily transfer URs to United.  I can't transfer MRs to United, so that's a deal breaker for me.

 

Additionally, Amex's airline incidentals credit and dining credit are useless to me, so my cost to hold the Amex Gold would be higher than the cost would be for other forum members.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 15 of 18
Anonymous
Not applicable

Re: Who is making the switch to Amex with new PRG release?

I was considering the old PRG, but won't get the new Gold card.  Savor & Cash+ will take care of dinning, and I don't have enough grocery spend the make the extra 1.6 MR offset the annual fee.  Everyday Preferred is still looking like an upgrade point wise (If I do not end up switching to cash back via Blue Cash cards.)

Message 16 of 18
Anonymous
Not applicable

Re: Who is making the switch to Amex with new PRG release?

I'm over 5/24 and I only has CSP. I was offered 50K on the new Gold card so I went a head and got it.  So now I'm more Amex than  Chase lol. 

Message 17 of 18
Revelate
Moderator Emeritus

Re: Who is making the switch to Amex with new PRG release?

I honestly sort of suck with point systems; have something like 300k UR accrued (and that was missing the CSR bonus too) and barely have used any... just started using them for short hop Delta flights through the UR portal for my commute between LA and SFO but now that I've switched my travel days, not so sure straight cash with SW isn't cheaper.  I seriously need to get better at point valuations.

 

The new PRG is really a pretty sweet card for people in my demographic: like others I eat out nearly 100% of the time, and most other things except gas (every 2 months or so these days) count as travel under Chase's reward system.  That plus tax and HOA payments on the FU, and I'm basically done, and as a result no real interest in picking up this new Amex.  Also since I'm going to be wandering down to a branch tomorrow to double-down on the Sapphire Banking and the reported 60k UR offer, well... nothing like that in Amex land.

 

That said, other than the absolutely valid point made above on international acceptance, if I were starting fresh, I'd seriously be looking at Amex over the CSR.

 

I'm not one for style, and I do really like the CSR's styling in particular... but that Rose PRG is a really good looking card imo.




        
Message 18 of 18
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