Who's cut your line and who's increased it?

[Anonymous]

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@FireMedic1 wrote:

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@Green456 wrote:

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@Anonymous wrote:

For me citi, amex, synchrony, and capital one have cut the lines. 

While Barclay gave me a $1000 increase on my aadvantage card(I've had it since the us airways days so that may help somewhat)

Us bank approved me for the cash+ with 5k limit. They also gave me another $1000 on the BMW MasterCard through their elan subsidiary. 

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Nobody cut or increased my lines. Although I could probably seek more credit for the hell of it if I wanted to.

BECU low rate visa $40,000

BofA Travel card $30,000

BofA Cash card $30,000

Chase Freedom $20,000

US Bank 365 $20,000

US Cash+ $7500

Citi DC $10,000*

Note, Im getting rid of Citi DC in 2 months.

Note 2: If any of the above decreases my credit I will terminate them out of spite. Wait 1 year then churn them.

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Close them because they lowered your CL? Seriously? Out of spite? Having a card is like a drivers license. Its a privilage, not a right.

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While I agree that doing it out of spite doesn't hurt the bank at all, it may feel good to the customer.   If, as seems to be the case with Green456, there is enough credit not to miss a card, then fine, especially if one cuts and the others do not.     After all, to turn it round, the bank having you as a customer is just a temporary business relationship, not a right, so why stay with one who is being a bit negative!

[FireMedic1]

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@M_Smart007 wrote:

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@GApeachy wrote:

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@M_Smart007 wrote:

Several CLI's

So far NO CLD's

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Don't forget the toes!

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OK

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@M_Smart007How's you get a pic of @Remedios 's toes under her designer socks?

[Anonymous]

No CLD's here yet.

Amex did approve me for the Delta Plat this past week at a conservative $2k. Got bored last night and hit the Disco button for an unexpected $1k. Sig not updated yet.

[Andypanda]

Got a dico cli just over a week ago. No cld/

[Artemis092]

No CDL's. I did just get a cli  yesterday from BoA,  $1,500 to $5,000 sp. And also one from Citi DC, $8,200 to 10,200 sp. I'm good for awhile.

[Anonymous]

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@Green456 wrote:

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@Anonymous wrote:

For me citi, amex, synchrony, and capital one have cut the lines. 

While Barclay gave me a $1000 increase on my aadvantage card(I've had it since the us airways days so that may help somewhat)

Us bank approved me for the cash+ with 5k limit. They also gave me another $1000 on the BMW MasterCard through their elan subsidiary. 

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Nobody cut or increased my lines. Although I could probably seek more credit for the hell of it if I wanted to.

BECU low rate visa $40,000

BofA Travel card $30,000

BofA Cash card $30,000

Chase Freedom $20,000

US Bank 365 $20,000

US Cash+ $7500

Citi DC $10,000*

Note, Im getting rid of Citi DC in 2 months.

Note 2: If any of the above decreases my credit I will terminate them out of spite. Wait 1 year then churn them.

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That a boy! You give your CCC's AA if they abuse your T&Cs lol.

[Anonymous]

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@Anonymous wrote:

Capital One gave me a minor decrease thus far.

I'm considering calling Wells Fargo for an increase, but fear it's a bit soon since I've opened it and they're super conservative. A lot of spend is going to get run through that card so long as they don't close down Boston though. 

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Good idea. If you wait to have it open for a while and put a lot of spend on it, pay on time, especially when the boat is really rockin', you have an excellent chance of getting one when its time.

[Anonymous]

Nothing so far, not expecting any,  but who knows. My util is 3%, total CC balances reported is $6606. PIF always.

[EW800]

With this virus and certain recession, I am fully expecting to get a CLD from Discover.  I am currently at a crazy CL of just over $73K with them, and only put about $100 spend on the account for the last many months.  I would be shocked if they allow me to stay at such a high CL through these uncertain times.  We shall see... 

[Anonymous]

No one has cut my limits.

Increased -    Capital one and Discover.  Hopefully  PNC too at the 6 month mark this May.