Whoa, applied for an Amex and didn't get an instant decline.

[haulingthescoreup]

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@Anonymous wrote:

Holy ****! I got approved for the Delta Gold Skymiles! I've never had a prime credit card before. I can't believe I actually got approved by American Express. CL of 9k too. I guess I just had to wait for my most recent late payment to turn a year old.

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I think you hit it right there. Congratulations! you're in the big leagues now now.

[haulingthescoreup]

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@kclb wrote:

Update: Got approved for the Amex Gold Rewards Plus Card. I decided to cancel the Platinum app.

Can't wait to get it this Friday!

^_^

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Congrats! I'm going to come borrow some of your courage when I do my apping in a couple of months.

[Anonymous]

HTSU, my next goal is for a Discover card, but I have a bad feeling I won't be able to get one until 2009 when my last 3 derogs fall off. I heard you have virtually no chance with Discover with any derogs.

[haulingthescoreup]

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@Anonymous wrote:
HTSU, my next goal is for a Discover card, but I have a bad feeling I won't be able to get one until 2009 when my last 3 derogs fall off. I heard you have virtually no chance with Discover with any derogs.

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Yes, I've put them on ice, too, both due to my mildly tarnished history and to their recent reduction in rewards.

They originally told me that if I ever wanted to switch from AU to joint, it would be automatic. But recent posts have said that they hard you now, so that could get interesting!

[Red1Blue]

Hi Hauling, if we have a HSBC or Walmart Discover card in good standing, over a period of time, does it help to get the real Discover card? Or it just does not matter if we have it or not?

[haulingthescoreup]

My understanding is that it does nothing to help get a "real" Discover, other than the fact that you will have a TL with good history, etc. Any warm fuzzies seem to stay with the issuing bank, rather than with the card type.

I'm sure that I'm not even a blip on American Express's radar, despite having a high-CL AmEx from USAA. All the love remains with USAA, I'm afraid.

[Anonymous]

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haulingthescoreup wrote:
My understanding is that it does nothing to help get a "real" Discover, other than the fact that you will have a TL with good history, etc. Any warm fuzzies seem to stay with the issuing bank, rather than with the card type.

I'm sure that I'm not even a blip on American Express's radar, despite having a high-CL AmEx from USAA. All the love remains with USAA, I'm afraid.

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Gotta luv USAA!

[Anonymous]

9k out the gate, wtg.

green is good, do i hear a plat upgrade?

congrats to both of you.