@stevehbold wrote:
I have a capital one platinum MC. I wish I knew when I started rebuilding I could have gotten a cash rewards card from them. I was recently approved for a discover more card. I would like to get another card to take up the credit from my capital one and orchard card. So I can close those 2 cards? I don't even use them anymore.
I really want that DM card!!!!
@LS2982 wrote:
@stevehbold wrote:
I have a capital one platinum MC. I wish I knew when I started rebuilding I could have gotten a cash rewards card from them. I was recently approved for a discover more card. I would like to get another card to take up the credit from my capital one and orchard card. So I can close those 2 cards? I don't even use them anymore.I really want that DM card!!!!
Hang in there LS. You will get there.
@Anonymous wrote:
@LS2982 wrote:
@stevehbold wrote:
I have a capital one platinum MC. I wish I knew when I started rebuilding I could have gotten a cash rewards card from them. I was recently approved for a discover more card. I would like to get another card to take up the credit from my capital one and orchard card. So I can close those 2 cards? I don't even use them anymore.I really want that DM card!!!!
Hang in there LS. You will get there.
fell off the wagon.
@LS2982 wrote:
@Anonymous wrote:
@LS2982 wrote:
@stevehbold wrote:
I have a capital one platinum MC. I wish I knew when I started rebuilding I could have gotten a cash rewards card from them. I was recently approved for a discover more card. I would like to get another card to take up the credit from my capital one and orchard card. So I can close those 2 cards? I don't even use them anymore.I really want that DM card!!!!
Hang in there LS. You will get there.
Uh oh. Does that mean you applied?
@Anonymous wrote:
@LS2982 wrote:
@Anonymous wrote:
@LS2982 wrote:
@stevehbold wrote:
I have a capital one platinum MC. I wish I knew when I started rebuilding I could have gotten a cash rewards card from them. I was recently approved for a discover more card. I would like to get another card to take up the credit from my capital one and orchard card. So I can close those 2 cards? I don't even use them anymore.I really want that DM card!!!!
Hang in there LS. You will get there.
Uh oh. Does that mean you applied?
@LS2982 wrote:
@Anonymous wrote:
@LS2982 wrote:
@Anonymous wrote:
@LS2982 wrote:
@stevehbold wrote:
I have a capital one platinum MC. I wish I knew when I started rebuilding I could have gotten a cash rewards card from them. I was recently approved for a discover more card. I would like to get another card to take up the credit from my capital one and orchard card. So I can close those 2 cards? I don't even use them anymore.I really want that DM card!!!!
Hang in there LS. You will get there.
Uh oh. Does that mean you applied?
Sorry to hear that.
Well you can get back on the wagon.
@Anonymous wrote:I don't think Capitol One is all that terrible. I had 2 of their sub-prime cards I used to establish credit. After getting 2 new prime cards last month, I ditched them. The two main things holding me back from applying for their new cash card for excellent credit are the triple pull and poor customer service. I might still apply for it sometime in the future because the rewards are nice, I'm just not sure I'd want to deal with those two things.
See but that is I guess what gets me. If I have a customer that stayed with me, demonstrated good credit behavior and built him/herself up from poor credit, I would want to keep that customer more than any. In my eyes they would undoubtedly be more loyal. I can't understand how the credit card companies just let good customers walk away because they don't want to even attempt to give them a chance to grow, even after they have rebuilt their credit. Yet if another new applicant had the exact same credit profile they would approve that person with a higher limit/prime card on the spot. It would seem they would realize that at about the 2-3 year mark, sometimes earlier that they are not going to be dealing with the same applicant that applied initially. By that time, that lower tier or fringe customer is going to fit into a different credit bucket 90% of the time.
LS get right back on the wagon if you indeed applied. There is always a new day to start over.