@FocusedAndDetermined wrote:
@Sharingan wrote:
@shoo wrote:Why do people get both a charge and a revolver from AMEX instead of just the revolver?
The charge cards come with additional perks that I don't receive from revolvers. In my case, the Platinum serves an entirely different purpose than to pay for purchases. The Zync is a very special case. For $25 a year, I get to have a spending power greater than the limit of any single revolver in my signature (>25k). Finally, very few Zyncs are still out there; and it's a small price to pay for a white AmEx, which most people still haven't seen in public.
Not to steal OP's thread, but I see you have 4 Amex cards. Do you mind sharing your combined limits, including the NPSLs? I'm trying to figure out if I can get an additional Amex down the road.
I don't have exact figures because I don't like playing with the "Check your spending limit" to determine what the maximum exposure limit is on my charge cards. I am also in the process of consolidating the SPG (did so with the BCE) to my Everyday Preferred card. I'd estimate the combined limit to be around 50k-60k. AmEx has gotten a lot of heat on these boards lately, but they're still my favorite bank to do business with.
@Sharingan wrote:
@FocusedAndDetermined wrote:
@Sharingan wrote:
@shoo wrote:Why do people get both a charge and a revolver from AMEX instead of just the revolver?
The charge cards come with additional perks that I don't receive from revolvers. In my case, the Platinum serves an entirely different purpose than to pay for purchases. The Zync is a very special case. For $25 a year, I get to have a spending power greater than the limit of any single revolver in my signature (>25k). Finally, very few Zyncs are still out there; and it's a small price to pay for a white AmEx, which most people still haven't seen in public.
Not to steal OP's thread, but I see you have 4 Amex cards. Do you mind sharing your combined limits, including the NPSLs? I'm trying to figure out if I can get an additional Amex down the road.
I don't have exact figures because I don't like playing with the "Check your spending limit" to determine what the maximum exposure limit is on my charge cards. I am also in the process of consolidating the SPG (did so with the BCE) to my Everyday Preferred card. I'd estimate the combined limit to be around 50k-60k. AmEx has gotten a lot of heat on these boards lately, but they're still my favorite bank to do business with.
Thanks for your feedback. It gives me hope for another card from them. Afer a long separation, we are once again united. I'm going to work with the 3 cards that I have for a few months, then check what kind of offers are on the table. I'm currently at about $33-4K with them, so it appears I have a little room expand.
@FocusedAndDetermined wrote:
@Sharingan wrote:
@FocusedAndDetermined wrote:
@Sharingan wrote:
@shoo wrote:Why do people get both a charge and a revolver from AMEX instead of just the revolver?
The charge cards come with additional perks that I don't receive from revolvers. In my case, the Platinum serves an entirely different purpose than to pay for purchases. The Zync is a very special case. For $25 a year, I get to have a spending power greater than the limit of any single revolver in my signature (>25k). Finally, very few Zyncs are still out there; and it's a small price to pay for a white AmEx, which most people still haven't seen in public.
Not to steal OP's thread, but I see you have 4 Amex cards. Do you mind sharing your combined limits, including the NPSLs? I'm trying to figure out if I can get an additional Amex down the road.
I don't have exact figures because I don't like playing with the "Check your spending limit" to determine what the maximum exposure limit is on my charge cards. I am also in the process of consolidating the SPG (did so with the BCE) to my Everyday Preferred card. I'd estimate the combined limit to be around 50k-60k. AmEx has gotten a lot of heat on these boards lately, but they're still my favorite bank to do business with.
Thanks for your feedback. It gives me hope for another card from them. Afer a long separation, we are once again united. I'm going to work with the 3 cards that I have for a few months, then check what kind of offers are on the table. I'm currently at about $33-4K with them, so it appears I have a little room expand.
I must clarify that the estimated total with the company is including the charge cards. I usually don't bother trying to figure out their maximum limits because I'm sure it would raise some eyebrows. That spending limit button is well discussed on these forums. Best of luck with your journey.
@thom02099 wrote:
@longtime_lurker wrote:
@thom02099 wrote:
@shoo wrote:Why do people get both a charge and a revolver from AMEX instead of just the revolver?
The Perks. I get exclusive concert information from AMEX because of my Gold card, not because of the Blue Cash Preferred. I use the Gold card to buy pre-sale concert tickets with preferred seating to concerts at the Pepsi Center in Denver. Also get a Gold card newsletter emailed to me, also provides for perks that are exclusive to the Gold card.
I never get an e-mail for my PRG...wonder why. I actually get a newsletter thing for my BCE. How do you get exclusive concert seating? I've used Citi's private pass before. Didn't know that was a benefit for my PRG (I assume PRG has same benefits here as gold, anyway).
TIA
Could be because I initially purchased tickets for an AMEX sponsored concert, so they now send me emails for other AMEX sponsored concerts, as well as other concerts. Pre-sale notice, I get to buy tickets before they go on sale to the general public. Other cards also offer this perk, but the AMEX concerts that I've gotten emails on, are the ones that I want to see. For example, I've seen Fleetwood Mac twice in the recent past, and gotten good seats, and will be seeing Taylor Swift in September. There's an "AMEX preferred seating" availability; don't know how that works, if AMEX sets aside a section specifically for their advance tickets sales, or what. All I know is I've gotten good seats that way!
I'll check it out, man! Thank you so much! There are several performers at DTE this year that I'd like to go to. More value for our AFs (I hope!) 