@Anonymous wrote:
I'm not afraid of interest, I just don't want to add to the cost of goods already purchased. What's the deal of driving to the store, to get a 15% off item when you let it sit on your card for months accuring interests. Or waiting for Cyber Monday to purchase steeply discounted goods to only add to the cost via cc interest charges...
Plus I dont like the idea of a $6 cheese burger turning into a $8 cheese burger after I have already eaten it lol.
I'm more leery of AA than I am of interest itself. 
Off topic but, I had a $15 cheeseburger the other night. Pretty good stuff
Nixon wrote:
intellis wrote:
I'm not afraid of interest, I just don't want to add to the cost of goods already purchased. What's the deal of driving to the store, to get a 15% off item when you let it sit on your card for months accuring interests. Or waiting for Cyber Monday to purchase steeply discounted goods to only add to the cost via cc interest charges...
Plus I dont like the idea of a $6 cheese burger turning into a $8 cheese burger after I have already eaten it lol.I'm more leery of AA than I am of interest itself.
Off topic but, I had a $15 cheeseburger the other night. Pretty good stuff
Was it grass feed beef?
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I'm not afraid of interest, I just don't want to add to the cost of goods already purchased. What's the deal of driving to the store, to get a 15% off item when you let it sit on your card for months accuring interests. Or waiting for Cyber Monday to purchase steeply discounted goods to only add to the cost via cc interest charges...
Plus I dont like the idea of a $6 cheese burger turning into a $8 cheese burger after I have already eaten it lol.I'm more leery of AA than I am of interest itself.
Off topic but, I had a $15 cheeseburger the other night. Pretty good stuff
Was it grass feed beef?
Not sure. Angus?
@Josh2942 wrote:
I had put my vacation on my Hyatt card at 15.99 it cost $1736
I put 200 on it but then paid it in full the next month. But the interests was only 20 dollars. Than once I payed it off the final accumulated interest was 12 dollars. I got a cash advance of 3500 on my arrival card. The fee was 175 and after a week the interest was 20 dollars. Really it's not that bad for taking a cash loan. Unless you are carrying multiple high balances paying interest isn't the end of the world. I think 15.99 is great and even 25.54 isn't terrible. 0% is always great but that little interest payment got me an auto cli of 1k to my Hyatt so I can't complain.
I don't think anyone is 'afraid' of interest. But I think that 15.99% is higher than I'd pay. I personally only carry balances on my Ring (8% APR) or if I have a 0% APR offer, and I don't see ever carrying a balance on my other cards (ranging in APRs from 13.99% on my Sallie Mae to 22.24% on my Blue Sky. Most are around 17.99-18.99). Maybe one day I'll be able to get my APRs down on my BoA cards to the lowest they offer (I think the lowest is 11.99%), or on my Discover card at 10.99%. At those rates, I'd consider paying them interest (if I had the need to carry a balance).
