I have went thru 2 reps trying to find out if the Venture One card falls in the same catagory/credit tier as their secured card and their Quicksilver One. I have tried to explain it them every way I can think of they either want to explain to me the differences between secured and unsecured or the rewards differences. When asked what credit tier, either prime or sub prime, I am told they have no credit bureau information so they can't tell me if the cards are prime or sub prime.......
REALLY????
@SunriseEarth wrote:
@Officer737 wrote:I have went thru 2 reps trying to find out if the Venture One card falls in the same catagory/credit tier as their secured card and their Quicksilver One. I have tried to explain it them every way I can think of they either want to explain to me the differences between secured and unsecured or the rewards differences. When asked what credit tier, either prime or sub prime, I am told they have no credit bureau information so they can't tell me if the cards are prime or sub prime.......
REALLY????
"Prime" and "subprime" are subjective terms, and CSRs don't deal well with subjective matters. Cap One's own web page offers a better clue. They list the V1 as requiring "Excellent" credit, whereas QS1 requires "Average" credit and the Secured Card is "for people Rebuilding Credit".
Yea I was looking at that and was trying to use that as a guide. The reasoning why I was trying to figure it out was due to card limits. i.e. you are only permitted 2 cards in the sub prime catagory
@takeshi74 wrote:
@SunriseEarth wrote:"Prime" and "subprime" are subjective terms, and CSRs don't deal well with subjective matters.
And they're relevant to borrowers, not cards despite how they're typically misused.
OP -- you're better off asking here and on other credit discussion sites versus relying on CSR's for what you're looking for.
I agree, I get better and more accurate answers here.