Why can't I get any more Comenity Pre Approvals to work?

[taxi818]

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@Anonymous wrote:

I got two SCT cards, and now I regret it - it lowered my AAoA, and opening the account didn't do much for my score either. Plus, some lendors see it as a negative because you opened too many accounts in the past month, year, etc. One or two is enough, don't go crazy, it's not going to help your score.

Make sure you are putting in your address the same as on your CR. I didnt get pop ups until I was 620-650. I think your scores may still be a bit low to qualify.

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agreed. don't over do it. killing your AAoA. but in a couple of years all will be nice.

[GoldSorata]

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@TRC_WA wrote:

My wallet consists of accounts with Capital One, Barclays, Discover, AmEx... with my store cards being $3500 Best Buy and $4500 Nordstrom.  (Both can convert to MC/VISA)

I am really disappointed I built my credit profile without the SCT.

Oh wait... no I'm not.  

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You sure the Best Buy store card can be converted to MC? I asked Citi about that and they told me I'd just have to reapply.

[NichelleN]

I'm not sure of either approach so I support everyone doing what works for them. I absolutely LOVE my Kohl's and Macy's cards. I shop both stores heavily and have already saved quite a bit of $$ in a short period of time. All of the other cards (including comenity) are being used and had some sort of sign up bonus or regular cash back option which helps in the long run.

OP, give it time. As your scores grow, so will your access to the cards you want. I'm on the same journey.

[Anonymous]

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CreditFlunky wrote:

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 Eddie Bauer and JJill took me the longest to get of the store cards...I suspect you need like 650 for those two.  The VISA branded cards like Sportsman's guide will need closer to 700 scores for SCT to work.

I really think it is a YMMV situation, because J.Jill was the second SCT approval I got (behind VS), and at the time I was around 590s.  I can't quite figure out what makes some people get certain pop ups and others not.  I couldn't get the Overstock pop up for a while.