Why did AMEX send me this?

[Kostya1992]

So I received a "corrective notice" letter from AMEX about the Blue Cash Card I applied for on July 19 2014. It's basically the same exact letter except for a change you can see below. The score used on the application was 728. Why are they sending me this? I could care less.. they denied me so thats's that.. I don't need to be reminded.

Original:

Reason(s) for Our Decision
- Our scoring of your credit and other relevant information (see below)
- Your FICO score (see below)

Corrective Notice:

Reason(s) for Our Decision
- Our scoring of your credit and other relevant information (see below

[Anonymous]

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@kostyan1992 wrote:

So I received a "corrective notice" letter from AMEX about the Blue Cash Card I applied for on July 19 2014. It's basically the same exact letter except for a change you can see below. The score used on the application was 728. Why are they sending me this? I could care less.. they denied me so thats's that.. I don't need to be reminded.

Original:

Reason(s) for Our Decision
- Our scoring of your credit and other relevant information (see below)
- Your FICO score (see below)

Corrective Notice:

Reason(s) for Our Decision
- Our scoring of your credit and other relevant information (see below

---

I think they're required to send out a minimum amount of mail per USPS contract.

Nah, Just joshin' ya.

Honestly, I don't know. They've done that to the Wife a couple times when denying her a CLI on our Costco TE.

[Kenny]

Did you recon? If so, maybe that's why they sent another? Hate you got denied with a 728. Goes to show there is more than score at play with cards. Try again before the year is out?

[Anonymous]

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@kostyan1992 wrote:

So I received a "corrective notice" letter from AMEX about the Blue Cash Card I applied for on July 19 2014. It's basically the same exact letter except for a change you can see below. The score used on the application was 728. Why are they sending me this? I could care less.. they denied me so thats's that.. I don't need to be reminded.

Original:

Reason(s) for Our Decision
- Our scoring of your credit and other relevant information (see below)
- Your FICO score (see below)

Corrective Notice:

Reason(s) for Our Decision
- Our scoring of your credit and other relevant information (see below

---

when i applied for their hilton hhonor card, they send me 7 denial letters all at the same time, when i applied for blue cash card, they sent 2 denial letters at the same time, i guess they really love to send out denial letters and rub it in your face the fact that you got denied.

[Anonymous]

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@Kenny wrote:
Did you recon? If so, maybe that's why they sent another? Hate you got denied with a 728. Goes to show there is more than score at play with cards. Try again before the year is out?

---

You could have a 799 and get denied if your file is.

A) Short

B) Little to no recent credit usage (Debit card folks who have one CC that they use maybe once a month)

C) Too many obligations in relation to Income

D) No Income

I could go on for days.

[Kostya1992]

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@Kenny wrote:
Did you recon? If so, maybe that's why they sent another? Hate you got denied with a 728. Goes to show there is more than score at play with cards. Try again before the year is out?

---

I did not recon. Will apply in 2015 when all my inquiries age to 1 year+.

[Kostya1992]

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@Anonymous wrote:

---

@kostyan1992 wrote:

So I received a "corrective notice" letter from AMEX about the Blue Cash Card I applied for on July 19 2014. It's basically the same exact letter except for a change you can see below. The score used on the application was 728. Why are they sending me this? I could care less.. they denied me so thats's that.. I don't need to be reminded.

Original:

Reason(s) for Our Decision
- Our scoring of your credit and other relevant information (see below)
- Your FICO score (see below)

Corrective Notice:

Reason(s) for Our Decision
- Our scoring of your credit and other relevant information (see below

---

when i applied for their hilton hhonor card, they send me 7 denial letters all at the same time, when i applied for blue cash card, they sent 2 denial letters at the same time, i guess they really love to send out denial letters and rub it in your face the fact that you got denied.

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Were they all the same? Because apparently this one is "corrected."

[Anonymous]

Im sure it was just computer oversight.

[Anonymous]

it was all same, printed on the same day.

[joedtx]

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@Anonymous wrote:

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@Kenny wrote:
Did you recon? If so, maybe that's why they sent another? Hate you got denied with a 728. Goes to show there is more than score at play with cards. Try again before the year is out?

---

You could have a 799 and get denied if your file is.

A) Short

B) Little to no recent credit usage (Debit card folks who have one CC that they use maybe once a month)

C) Too many obligations in relation to Income

D) No Income

I could go on for days.

---

Please do! 

 just kiddin'

Thanks Nixon!