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@mkhan1093 wrote:My income lies in the $70k regime, so I'd think I'm deserving of a limit more of $2k total. It makes staying at SPG properties a pain because the stay can never exceed $1000; only some places let me split between SPG and my CSR. Anyway, I guess I'll just try to up my usage and see if I have success in the future. I'm still confused though why they're willing to give me more credit in the form of a new account but won't give me the same money in the form of a CLI.
If you want an AMEX CLI, you need to change your mindset from “I want to optimize my FICO score”
When you stay at an SPG hotel, put the charges on the SPG card, even if it goes over the limit. You are going to pay it with the statement anyway, and if your results are like mine, you may get an auto CLI anyway, when you push the existing limit.
If if they have issues with allowing the charges, use the other card for the balance.