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Why does Amex show $99 as pending gas payment?

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black_citi
Established Contributor

Re: Why does Amex show $99 as pending gas payment?

Thanks guys! Smiley Happy

@ChargeItPlease Yea that'll be great. I'll keep a look out if you decide to do it.
Make More, Spend Less
Message 11 of 22
xerostatus
Regular Contributor

Re: Why does Amex show $99 as pending gas payment?

My experience so far is that the "pending" amount depends on the card. I've used several cards at a plethora of different gas stations during my travels, and it's been consistently dependent on the card (at least, in my experience so far).

 

Amex always shows the $99, Chase shows $1.00 iirc, and Barclay (salliemae) shows the actual amount.

 

The first two is annoying and pumping gas every 3-4 days can get confusing trying to figure out how much I've spent, short of carrying around a wad of paper receipts.

Barclays (SM) is my favorite, for obvious reasons. The pending charge is for the amount spent. It's a no-brainer, so why can't they all be like that? :shrug:

Message 12 of 22
1GaDawg85
Valued Contributor

Re: Why does Amex show $99 as pending gas payment?

I wish they ALL would do that....pending charges are frustrating!


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 13 of 22
SpiceIslander
Frequent Contributor

Re: Why does Amex show $99 as pending gas payment?

In my case, it seems to be specific to the Amex / Shell combo.

 

When I use Amex at other gas stations, it either shows 1.00 or the full amount, just like my other cards. The same applies if I use any of my other cards at Shell. So my conclusion is that it's not necessarily Shell nor Amex but specifically when i use Amex at Shell.

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 14 of 22
hyp0luxa
Regular Contributor

Re: Why does Amex show $99 as pending gas payment?

When I use my Freedom it always shows up as $126.00 pending.

 

The first time I freaked out a little and called Customer Service lol...

 

They explained it to me and verified the actual amount.

 

 


Last TL/HP 7/29/2015 | Gardening till December 2015 at least...
AMEX PRG - NPSL | NASA Cash Rewards - 30k | NFCU Cash Rewards VS - 25k | AMEX Everyday - 18k |
Chase CSP 16.8k | BOA 3-2-1 VS - 12k | Fidelity AMEX - 12k | Citi Dividend - 11.3k | Barclays Sallie Mae WMC - 10k | PayPal Extras MC - 7.5k | WalMart MC- 7.5k | Cap1 QS One - 6k | Barclays Apple Visa - 5.7k | Chase Freedom VS - 5k
Message 15 of 22
Blodreina
Established Contributor

Re: Why does Amex show $99 as pending gas payment?


@hyp0luxa wrote:

When I use my Freedom it always shows up as $126.00 pending.

 

The first time I freaked out a little and called Customer Service lol...

 

They explained it to me and verified the actual amount.

 

 


What the...

Message 16 of 22
1GaDawg85
Valued Contributor

Re: Why does Amex show $99 as pending gas payment?


@hyp0luxa wrote:

When I use my Freedom it always shows up as $126.00 pending.

 

The first time I freaked out a little and called Customer Service lol...

 

They explained it to me and verified the actual amount.

 

 


That's horrible....


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 17 of 22
Anonymous
Not applicable

Re: Why does Amex show $99 as pending gas payment?

Must be your stations, yall.

 

I typically see pre-auths from $1 to $75.

 

Once and ONLY once did I ever see a pre-auth for more than that. $250 at a Diesel pump in Western Kansas.

Message 18 of 22
negg
Frequent Contributor

Re: Why does Amex show $99 as pending gas payment?

It's a Pre auth for $99.  Amex only allows 2 uses per 24 hours at gas stations, if you use the pump. 

CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.
Message 19 of 22
Anonymous
Not applicable

Re: Why does Amex show $99 as pending gas payment?


@negg wrote:

It's a Pre auth for $99.  Amex only allows 2 uses per 24 hours at gas stations, if you use the pump. 


I've broken that barrier too. 16 1/2hr car ride to LV from DFW metro. Filled up 3 times on my BSP.

Message 20 of 22
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