Why does CITI hate me

[ddemari]

I totally agree with a previous comment citi hate me too, will not let me in. But i have some citi backed cards. But i usually have high inquiries and new accoints. Someone said earlier they hate that. Discover too for me,
I can get a 10k chase card but not even a secured discover it. I blammed equifax for a
While but it makes sense what someone else said earlier, some lenders just don't want to
Compete.

[mikelo22]

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@ddemari wrote:
I totally agree with a previous comment citi hate me too, will not let me in. But i have some citi backed cards. But i usually have high inquiries and new accoints. Someone said earlier they hate that. Discover too for me,
I can get a 10k chase card but not even a secured discover it. I blammed equifax for a
While but it makes sense what someone else said earlier, some lenders just don't want to
Compete.

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It very well could have something to do with EQ since Citi tends to also pull EQ and/or EX too. Whereas Chase is EX/TU.

[Anonymous]

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@mikelo22 wrote:

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@ddemari wrote:
I totally agree with a previous comment citi hate me too, will not let me in. But i have some citi backed cards. But i usually have high inquiries and new accoints. Someone said earlier they hate that. Discover too for me,
I can get a 10k chase card but not even a secured discover it. I blammed equifax for a
While but it makes sense what someone else said earlier, some lenders just don't want to
Compete.

---

It very well could have something to do with EQ since Citi tends to also pull EQ and/or EX too. Whereas Chase is EX/TU.

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They only seem to want to single pull EX for me.

[Anonymous]

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@Anonymous wrote:

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@mikelo22 wrote:

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@ddemari wrote:
I totally agree with a previous comment citi hate me too, will not let me in. But i have some citi backed cards. But i usually have high inquiries and new accoints. Someone said earlier they hate that. Discover too for me,
I can get a 10k chase card but not even a secured discover it. I blammed equifax for a
While but it makes sense what someone else said earlier, some lenders just don't want to
Compete.

---

It very well could have something to do with EQ since Citi tends to also pull EQ and/or EX too. Whereas Chase is EX/TU.

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They only seem to want to single pull EX for me.

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And if you live in Alabama, an EX/EQ double pull

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@mikelo22 wrote:

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@ddemari wrote:
I totally agree with a previous comment citi hate me too, will not let me in. But i have some citi backed cards. But i usually have high inquiries and new accoints. Someone said earlier they hate that. Discover too for me,
I can get a 10k chase card but not even a secured discover it. I blammed equifax for a
While but it makes sense what someone else said earlier, some lenders just don't want to
Compete.

---

It very well could have something to do with EQ since Citi tends to also pull EQ and/or EX too. Whereas Chase is EX/TU.

---

They only seem to want to single pull EX for me.

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And if you live in Alabama, an EX/EQ double pull

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That's what I got, and I'm in Washington.

[ddemari]

Citi always does EQ For me and Discover only once 2 years ago pulled TU back when i was rebuilding mode and now its always EQ. Im in chicago. Chase will use TU for me and thats my best profile

[bigblue7722]

I think Citi hates me too. I applied for the double cash a while back and was declined. I have a bunch of new accoutns and inq on ex thats all they pulled for me here in CT. 

I did have an old student loan with late payments on it from citi then it got sold to sallie mae i wonder if that has anything to do with it?

[Anonymous]

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@bigblue7722 wrote:

I think Citi hates me too. I applied for the double cash a while back and was declined. I have a bunch of new accoutns and inq on ex thats all they pulled for me here in CT. 

I did have an old student loan with late payments on it from citi then it got sold to sallie mae i wonder if that has anything to do with it?

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Unless it mentioned the student loans or unsatisfactory previous relationship I doubt it had to do with anything other than not meeting U/W standards or Inquiry copout.

[Anonymous]

Citi adores me. It's Barclays that's declined me for reasons I can't fathom. I was denied last year for the Wyndham card with a 767 tu. The reason for the denial was, too much available credit. Oh! brother...

[Anonymous]

When will they learn you can never have too much available credit!

In all seriousness though...Citi denied me last for too many inquiries on EX, and the time before that for having a cruddy EX FICO. At least they know i'm interested, right?