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All I see these days are Amex, Freedom and CSP!
Why is it everyone's goal lately to have CSP? Especially if you don't travel a lot... do the rewards transfer out to be better than Amex Costco 3% on Restaurants and 2% Gas or 1:1 or 1:1.5 you get with Navy Cash?
Maybe cuz it metal. Idk. Idk anything about it except that it has an AF and rewards are points. The two things i stay away from. But maybe its not so bad
@ccnewcc wrote:Maybe cuz it metal. Idk. Idk anything about it except that it has an AF and rewards are points. The two things i stay away from. But maybe its not so bad
Is it really metal.. Must have at ONCE!!
I love what you know!!
@Creditaddict wrote:All I see these days are Amex, Freedom and CSP!
Why is it everyone's goal lately to have CSP? Especially if you don't travel a lot... do the rewards transfer out to be better than Amex Costco 3% on Restaurants and 2% Gas or 1:1 or 1:1.5 you get with Navy Cash?
1. not everyone can get into Navy
2. Yes Freedom and CSP is overall MUCH better than Amex Costco.
Especially when with a Trifecta (checking + freedom + CSP all through Chase)
Chase checking + freedom = 10 points extra for any purchase average of 1 use a day would get you atleast $35 a year
freedom has 5% catagories which are nice then transfered over to CSP and used on travel = 20% bonus = 5% becomes 6% catagories.
Also CSP is one of the few cards that has a zero foriegn transaction fees for travel, a metal card looks sexy for most people's opinions, customer service is great (actually talk to a human from the begining) and CSP also gives you a 7% annual bonus on CSP points earned through the year. (even already spent points)
CSP restaurant and travel is 2 points but with 20% more for travel and a 7% annual bonus = 2.57 points per dollar
Also the Ultimate reward malls are probably one of the best out of any credit card company.
So between getting 6 point out of 5% catagories with the combination +10 points extra + 7% bonus + 20% travel bonus it turns out quite nicely.
I also forgot to mention you can get upto $300 sign on bonus with Chase for checking, $100+ for Freedom , and 40,000 point bonus for Sapphire worth $500 in travel.
So that's $900+ bonus you can get just from signing up for the trifecta group.
@Creditaddict wrote:
@ccnewcc wrote:Maybe cuz it metal. Idk. Idk anything about it except that it has an AF and rewards are points. The two things i stay away from. But maybe its not so bad
Is it really metal.. Must have at ONCE!!
I love what you know!!
Lol!
i want the card cuz its metal and for dinning. i eat out every single day because i cant cook at all. i have a forward for restaurants but im changing it tomorrow morning to the thankyou preferred since i asked and was told im elegible
@Creditaddict wrote:
@ccnewcc wrote:Maybe cuz it metal. Idk. Idk anything about it except that it has an AF and rewards are points. The two things i stay away from. But maybe its not so bad
Is it really metal.. Must have at ONCE!!
I love what you know!!
I got so mad cause I got my credit up in July to 754 =\ and I found out I missed the BEST metal card in the industry the Palladium card =\ it weighs 4x more than the Sapphire card and costs about $1,000 in precious metals to create (23k gold and Palladium) supposed to be reserved for people who have $30,000,000 in liquid assets with Chase bank with a private banker, but turns out they weren't verifying in June -_-;
@jsickz32 wrote:i want the card cuz its metal and for dinning. i eat out every single day because i cant cook at all. i have a forward for restaurants but im changing it tomorrow morning to the thankyou preferred since i asked and was told im elegible
Why? Don't you get more points from Forward? 2.57 points vs 5 points???
@distantarray wrote:
@jsickz32 wrote:i want the card cuz its metal and for dinning. i eat out every single day because i cant cook at all. i have a forward for restaurants but im changing it tomorrow morning to the thankyou preferred since i asked and was told im elegible
Why? Don't you get more points from Forward? 2.57 points vs 5 points???
yes and for 10k points you can get $50 cash back....18k points got me $180 cash back on my freedom. its easy to rack up points but they are not worth that much for cashback.