cancel
Showing results for 
Search instead for 
Did you mean: 

Why does visa hate me???

tag
FinStar
Moderator Emeritus

Re: Why does visa hate me???


@Anonymous wrote:

@FinStar wrote:

@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


Honestly OP, it's the specific cards you've applied for.  Citi typically offers an equal (or almost equal) mix of Visa/MC.  Capital One tends to be more aligned with MC (although there are still some Visa's issued) and Barclays is predominantly a MC issuer.  For Visa "happy" banks you would need to turn your attention to Chase, BOA, US Bank, some CUs, etc.


Hm....I guess I better continue to garden so I can give Chase a try in the future and add a Visa to my wallet. I've been banking with them for 4 years but never received any offers Smiley Sad

 


Sounds like a good plan OP.  This will definitely give you a mix of payment networks.  Plus, a little variety on your cards as well Smiley Wink

Message 11 of 16
chwebb1
Established Contributor

Re: Why does visa hate me???


@Anonymous wrote:

@FinStar wrote:

@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


Honestly OP, it's the specific cards you've applied for.  Citi typically offers an equal (or almost equal) mix of Visa/MC.  Capital One tends to be more aligned with MC (although there are still some Visa's issued) and Barclays is predominantly a MC issuer.  For Visa "happy" banks you would need to turn your attention to Chase, BOA, US Bank, some CUs, etc.


Hm....I guess I better continue to garden so I can give Chase a try in the future and add a Visa to my wallet. I've been banking with them for 4 years but never received any offers Smiley Sad

 


You could also look at Citi. I'm happy with my Dividend, and it's a Visa. It offers 5% categories like the Freedom and Discover, too. And I've heard that they do SP CLI's every 6 months (unlike Chase who requires HP for CLIs).

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 12 of 16
Anonymous
Not applicable

Re: Why does visa hate me???


@chwebb1 wrote:

@Anonymous wrote:

@FinStar wrote:

@Anonymous wrote:

You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?


Honestly OP, it's the specific cards you've applied for.  Citi typically offers an equal (or almost equal) mix of Visa/MC.  Capital One tends to be more aligned with MC (although there are still some Visa's issued) and Barclays is predominantly a MC issuer.  For Visa "happy" banks you would need to turn your attention to Chase, BOA, US Bank, some CUs, etc.


Hm....I guess I better continue to garden so I can give Chase a try in the future and add a Visa to my wallet. I've been banking with them for 4 years but never received any offers Smiley Sad

 


You could also look at Citi. I'm happy with my Dividend, and it's a Visa. It offers 5% categories like the Freedom and Discover, too. And I've heard that they do SP CLI's every 6 months (unlike Chase who requires HP for CLIs).


Thanks! I might look into PCing my Citi Aadvantage into another Citi product. I think I read somewhere that I have to wait for 1 year though...

Message 13 of 16
MACFRME
Frequent Contributor

Re: Why does visa hate me???

LOL @ this thread.

 

I have:

7 Visa credit cards (+ 2 AU Visas)

4 AmEx credit cards

1 Discover credit card

4 store credit cards

 

2 Visa debit cards

3 Mastercard debit cards

 

I'm sure the NSA could learn all there is to know about me if they just called Visa.Smiley Embarassed

 

 

 

 

 

Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 14 of 16
Anonymous
Not applicable

Re: Why does visa hate me???


@MACFRME wrote:

@Anonymous @ this thread.

 

I have:

7 Visa credit cards (+ 2 AU Visas)

4 AmEx credit cards

1 Discover credit card

4 store credit cards

 

2 Visa debit cards

3 Mastercard debit cards

 

I'm sure the NSA could learn all there is to know about me if they just called Visa.Smiley Embarassed

 

 

 

 

 


Wow, nice line up macfrme, and nice CLs! Looks like visa has treated you well Smiley Happy

Message 15 of 16
MissCredit9
Frequent Contributor

Re: Why does visa hate me???

I used to be MC exclusive for awhile. It was really bothersome. Maybe you are just holding out for the Visa siggys Smiley Wink



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 16 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.