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@Anonymous wrote:
@FinStar wrote:
@Anonymous wrote:You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?
Honestly OP, it's the specific cards you've applied for. Citi typically offers an equal (or almost equal) mix of Visa/MC. Capital One tends to be more aligned with MC (although there are still some Visa's issued) and Barclays is predominantly a MC issuer. For Visa "happy" banks you would need to turn your attention to Chase, BOA, US Bank, some CUs, etc.
Hm....I guess I better continue to garden so I can give Chase a try in the future and add a Visa to my wallet. I've been banking with them for 4 years but never received any offers
Sounds like a good plan OP. This will definitely give you a mix of payment networks. Plus, a little variety on your cards as well
@Anonymous wrote:
@FinStar wrote:
@Anonymous wrote:You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?
Honestly OP, it's the specific cards you've applied for. Citi typically offers an equal (or almost equal) mix of Visa/MC. Capital One tends to be more aligned with MC (although there are still some Visa's issued) and Barclays is predominantly a MC issuer. For Visa "happy" banks you would need to turn your attention to Chase, BOA, US Bank, some CUs, etc.
Hm....I guess I better continue to garden so I can give Chase a try in the future and add a Visa to my wallet. I've been banking with them for 4 years but never received any offers
You could also look at Citi. I'm happy with my Dividend, and it's a Visa. It offers 5% categories like the Freedom and Discover, too. And I've heard that they do SP CLI's every 6 months (unlike Chase who requires HP for CLIs).
@chwebb1 wrote:
@Anonymous wrote:
@FinStar wrote:
@Anonymous wrote:You know what I just realized....all my credit cards are mastercards. What's up with that? Am I not creditworthy enough for visa??? :'( or does it just have to do with the cards I've applied for?
Honestly OP, it's the specific cards you've applied for. Citi typically offers an equal (or almost equal) mix of Visa/MC. Capital One tends to be more aligned with MC (although there are still some Visa's issued) and Barclays is predominantly a MC issuer. For Visa "happy" banks you would need to turn your attention to Chase, BOA, US Bank, some CUs, etc.
Hm....I guess I better continue to garden so I can give Chase a try in the future and add a Visa to my wallet. I've been banking with them for 4 years but never received any offers
You could also look at Citi. I'm happy with my Dividend, and it's a Visa. It offers 5% categories like the Freedom and Discover, too. And I've heard that they do SP CLI's every 6 months (unlike Chase who requires HP for CLIs).
Thanks! I might look into PCing my Citi Aadvantage into another Citi product. I think I read somewhere that I have to wait for 1 year though...
LOL @ this thread.
I have:
7 Visa credit cards (+ 2 AU Visas)
4 AmEx credit cards
1 Discover credit card
4 store credit cards
2 Visa debit cards
3 Mastercard debit cards
I'm sure the NSA could learn all there is to know about me if they just called Visa.
@MACFRME wrote:@Anonymous @ this thread.
I have:
7 Visa credit cards (+ 2 AU Visas)
4 AmEx credit cards
1 Discover credit card
4 store credit cards
2 Visa debit cards
3 Mastercard debit cards
I'm sure the NSA could learn all there is to know about me if they just called Visa.
Wow, nice line up macfrme, and nice CLs! Looks like visa has treated you well
I used to be MC exclusive for awhile. It was really bothersome. Maybe you are just holding out for the Visa siggys