I got the Finance card to upgrade my MacBook for 18 months at 0%. As others have said, their cards are fairly easy to get as long as you have history.
Starting Score: 608 (2015) 
I have mine because of the APR. I also like their customer service (US Based for the Ring and I've heard the Arrival). They are also generally considered recon friendly. Some of their cards aren't particularly easy to get approved for (such as the Ring).
@Anonymous wrote:
@Anonymous wrote:Ahh, I see. Thank you guys for the response. Much appreciated. I learn a little bit more each day on these forums.
Any of the Barclay cards, really. I just ...see ALOT of people with them, or talking about them. Again, I just thought it was weird, because before I started reading these forums, I had never heard of it.
The Arrival is a great travel card for people whom travel on a budget, or just don't spend enough to accumulate enough points for premium redemptions. Chase UR and Amex MR points are worth more in terms of ccp value, but a decent redemption often requires 100k+ points, which means a lot of spending is required to rack up that many points. There's really no point in having enough UR points to just redeem for 1 night at a hotel either, unless you are bothered enough to pack your luggage every night to hotel hop during travel. Another problem with points redemption is that you need to be flexible with your travel dates, especially for flights. On the plus side, you could get a lot more bang for your buck with UR / MR.
Barclays Arrival gives you 2.2% back on travel redemption, and you basically book your own flights / hotels without having to worry about blackout dates. And for more budget conscious travelers, this card may make more sense if all they want is a decent hotel / flight, rather than staying at a top tier hotel or flying premium cabin.
There's pros and cons and it all depends on what you need and what you can afford.
As for the Barclay Rewards card, it gives you 2% on utilities, groceries and something else. That's not too shabby, though there are better options. The card isn't too hard to qualify though so it works out for people whom are establishing credit.
The Sallie Mae and US Airway cards are great too. One has 5% categories for gas, groceries and bookstores (amazon.com counts as a bookstore), while the other is giving out bonuses before the card gets turned into AA in a 3 years.
This^
I'm thinking about getting a Sallie Mae since the 5% looks really good to me! But is it hassle-free to redeem the 5% into actual cash or at least statement credit? All the website says is sth.like "you can pay down your student loan with the CB". I don't have any loan to pay, just interest in real cash back!
Any card user here? Thanks
