Why is the store better?

[Anonymous]

I've been reading that it is better to apply in store than online, WHY??

[cashnocredit]

Well, usually you get a big discount off whatever you are purchasing. Tthat's the enticement.

[Anonymous]

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@Anonymous wrote:

I've been reading that it is better to apply in store than online, WHY??

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Because when you are applying in-store you're usually doing so in order to make a large purchase. That of course incentivizes the store to loan you the money as long as you're credit worthy.

[frogfan12]

It can be better if you're wanting a nice sized discount. It can also be bad because you're scared of rejection. Or maybe that's just me...

[Anonymous]

It's not just for the discount. A lot of people have relayed the fact that sometimes you are denied or under review for ID purposes... while doing so in person at the store, it's a whole lot more easier to confirm you are who you are and that it's you who is applying. This seems to be the biggest factor when doing it in store.

[frogfan12]

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@Anonymous wrote:

It's not just for the discount. A lot of people have relayed the fact that sometimes you are denied or under review for ID purposes... while doing so in person at the store, it's a whole lot more easier to confirm you are who you are and that it's you who is applying. This seems to be the biggest factor when doing it in store.

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True statement. I have a VERY common name, so common that my EX CR was messed up and another person with my same first and last name was placed on my CR. Talk about a nightmare. Luckily it was only on EX.