@deltatee wrote:From some people's experience, it sounds as though some lenders may be more sensitive to it than others. I'd imagine lenders ultimately look at whether someone's use of a balance transfer appears to reflect some sort of risky behavior. In my experience, I have used Discover and Chase for balance transfers and have never had any issues.
+1,
I have BT's on Cap1, Discover, Nasa as I speak and no issues. Yea loving that Cap1's 2% 18 months.
@Anonymous wrote:When I first started building credit I approved for Chase Freedom with a $4k SL. I transfered $3500 on it and paid it off in six months even though I had 15 months at 0%.
I used a $17,800.00 no hassle check at 0% with a 2% fee two months ago and have it already paid it down to $7500. I will draw the rest of it out over the next 15 months and make sure it's completely paid by the time the zero percent ends.
It's the ONLY card I keep a balance on. And I trust only Capital One to do this with. As it would be highly unlikely they would ever impose AA. I have always put good use on Capital One and pay them back quickly with large payments and that's what they love.
Every other week Cap1 offers me BT's and no hassle checks. I've used no hassles checks in the past with them and always pay back quicker than expected.
I know by treating them good, they will be there when I need them. As they always are. My favorite creditor is Capital One.
+1