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Wife Approved for Chase Freedom, but with low CL.

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aftermath
Established Contributor

Wife Approved for Chase Freedom, but with low CL.

My wife was approved for a Chase Freedom but with a starting CL of $1500.

 

Has anyone had any success calling the backdoor number and reconning for a higher starting CL? And if so, should she wait until she receives the card or can she do it now?

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 1 of 6
5 REPLIES 5
vish1
Valued Contributor

Re: Wife Approved for Chase Freedom, but with low CL.

 


@aftermath wrote:

My wife was approved for a Chase Freedom but with a starting CL of $1500.

 

Has anyone had any success calling the backdoor number and reconning for a higher starting CL? And if so, should she wait until she receives the card or can she do it now?


Can't hurt to call.

 

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 2 of 6
aftermath
Established Contributor

Re: Wife Approved for Chase Freedom, but with low CL.

True, but I would like to save the headache of calling in if no one has had success doing this.

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 3 of 6
vish1
Valued Contributor

Re: Wife Approved for Chase Freedom, but with low CL.

I understand what you are saying, but the thing is there are no set rules, things are different for everyone. Someone else got declined won't mean you will get declined and vice versa. Remember that you may be that rare one to get good things. And when you call the backdoor number, you dont have to wait any to speak to a live person.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 4 of 6
Anonymous
Not applicable

Re: Wife Approved for Chase Freedom, but with low CL.

She got approved with a DECENT cl, not a low cl. Thats fine. Just go with it and she will get an increase. All is well friend

Message 5 of 6
DI
Super Contributor

Re: Wife Approved for Chase Freedom, but with low CL.

I got approved just last week for the Chase Freedom with $4600 CL.   The analyst called to verify that I was the one who submitted the application and instantly approved me. 

Message 6 of 6
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