Will Discover Age (New) CC if You Were Formerly a Cardholder?

[Anonymous]

Not sure what the "lingo" is for this question... I know AMEX used to "age" a new card, or "backdate" your membership if you were previously a cardholder. Does Discover do this, or might they if I ask?

I used to have a Disco card in 2000, closed by me about 2003, and just got a new one. My AAoA could use a boost, and curious if anyone has any experience with this.

[austinguy907]

Nope.... no one does this any longer.

[Anonymous]

Aw, that's disappointing. But thanks for the quick reply!

[Anonymous]

I'm thinking they don't do that, but I could be completely off. I had a Discover when I was 18 and closed it by 20, reopened at 27 and it did nothing to boost my AAoA.

[newhis]

There is not a single card (that I know of) that you can app that will help you increase your AAoA by backdating (showing an open date before the time you open the account). Not Discover, nor Amex.

/** This doesn't apply to the original post **/

Because you said your AAoA could use a boost:

The only way to artificially incrase the AAoA is via AU card.

Some AU cards can help your AAoA, but it is hard work:

- you need a card with perfect record

- that reports to the bureaus

- from someone close to you (family)

- low balance or $0 balance is better

- it helps if you have same address

- not Amex card (they report as new card)

- will not help in some situations (app with some lenders, manual review)

I added my daughter as AU on a 2 year old card, now her AAoA changed from 0 months to 2 years.

[austinguy907]

this doesn't apply to the original post.

[newhis]

---

@austinguy907 wrote:

this doesn't apply to the original post.

---

+1

I edited my post, I hope is clearer now. Just trying to help.

Maybe OP can get AU and help increase AAoA, maybe not.

Back to original question:

- Will Discover Age...?

- No.

[Anonymous]

Edited out. No problem...  cya

[rmduhon]

My understanding is that it is just cosmetic, not actual backdating

[Anonymous]

Well, at least I didn't get coal in my Christmas stocking this year. The BCP itself is a gift.