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@icyhot wrote:
Yes I have been. It was about $8400 a couple days ago. Will be down to another $2K in July
Could you list out the accounts, CL, open balance, and what your last monthly payment amount was?
Which of the accounts are you carrying balances on, and are those 0% APR offers?
My reports are frozen and i'm limiting my time at my regular credit hangouts so i'm not playing the UTIL game. I'm letting all of my statements report and paying them when they do. My utilization went from it's yearly norm of < 1% to 7 or 8 (8k) and i'm about to carry several thousand for a vacation.
My spending pattern is showing a drastic change and several cards that used to report non-use are now heavily active. They haven't shut me down yet so you should have no problem as long as you pay.
on a side note... It's pretty sweet to get a Prism notification once a month and pay the bill and not try to beat the statement cut on every card all the time. :]
@Anonymous wrote:
Its so nice to not play the self-balance chasing game.
yes it is.
I think i'll bring it to 0% a couple times a year to let everyone know i'm not in debt (and maybe pick up a card or two, lol)
Don't even sweat it...no AA for your situation.