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Will I get AA from Chase???

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NRB525
Super Contributor

Re: Will I get AA from Chase???


@icyhot wrote:
Yes I have been. It was about $8400 a couple days ago. Will be down to another $2K in July

Could you list out the accounts, CL, open balance, and what your last monthly payment amount was?

Which of the accounts are you carrying balances on, and are those 0% APR offers?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 21 of 50
rlx01
Established Contributor

Re: Will I get AA from Chase???

No one is going to AA over 6k in reported balances.

Not even a thing.
Message 22 of 50
Anonymous
Not applicable

Re: Will I get AA from Chase???

+1

I'm showing close to 8K in balances myself.
Message 23 of 50
elim
Senior Contributor

Re: Will I get AA from Chase???

My reports are frozen and i'm limiting my time at my regular credit hangouts so i'm not playing the UTIL game.  I'm letting all of my statements report and paying them when they do. My utilization went from it's yearly norm of < 1% to 7 or 8 (8k) and i'm about to carry several thousand for a vacation.  

 

My spending pattern is showing a drastic change and several cards that used to report non-use are now heavily active.  They haven't shut me down yet so you should have no problem as long as you pay.

 

on a side note... It's pretty sweet to get a Prism notification once a month and pay the bill and not try to beat the statement cut on every card all the time.   :]

Message 24 of 50
Anonymous
Not applicable

Re: Will I get AA from Chase???

Its so nice to not play the self-balance chasing game.
Message 25 of 50
elim
Senior Contributor

Re: Will I get AA from Chase???


@Anonymous wrote:
Its so nice to not play the self-balance chasing game.

  yes it is.

 

  I think i'll bring it to 0% a couple times a year to let everyone know i'm not in debt (and maybe pick up a card or two, lol)

Message 26 of 50
Anonymous
Not applicable

Re: Will I get AA from Chase???

Don't even sweat it...no AA for your situation.

Message 27 of 50
Anonymous
Not applicable

Re: Will I get AA from Chase???

The only AA you need to worry about. Is the AA you may be able to fly on once you get your URs.
Message 28 of 50
icyhot
Valued Contributor

Re: Will I get AA from Chase???

Citi Forward- 0/1000 last payment was $466
Citi AAdvantage 0/4500 last payment was $559
BofA 0/3100 last payment was $1058 currently reporting $1058
Gold Amex 0/1000 last payment was $270 currently reporting $270
CapOne VentureOne 2800/3000 last payment was $30 it's still in 0% period
Fidelity Amex 0/2000 not yet reporting
CSP 1220/5000 last payment $100 current balance reporting a $67 balance
Kohl's $600/1500 last payment was $25
Macy's $1400/2500 last payment was $40
American Airlines retail card $600/2500 last payment was $38 or something
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 29 of 50
icyhot
Valued Contributor

Re: Will I get AA from Chase???

Im kicking myself cuz I feel like I should've paid off the store cards first cuz their interests are higher, but I figured it's best to have more cards that were are zero
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 30 of 50
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