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Will I get denied due to too many recently opened cards?

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Anonymous
Not applicable

Will I get denied due to too many recently opened cards?

I opened a boa bbr in Sept 2015, and a chase slate in Nov 2015. The chase slate has not yet reported due to the first statement not cutting til Dec 6th. If I apply for a new card wold I most likely get declined because I just opened up these two? My overall aaoa is about 5 years
Message 1 of 8
7 REPLIES 7
datrucking210
Established Contributor

Re: Will I get denied due to too many recently opened cards?


@Anonymous wrote:
I opened a boa bbr in Sept 2015, and a chase slate in Nov 2015. The chase slate has not yet reported due to the first statement not cutting til Dec 6th. If I apply for a new card wold I most likely get declined because I just opened up these two? My overall aaoa is about 5 years

I think you would get approved. What card are you eyeing?

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 2 of 8
willwar14
Valued Contributor

Re: Will I get denied due to too many recently opened cards?

What card are you planning on apping for?

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 3 of 8
Anonymous
Not applicable

Re: Will I get denied due to too many recently opened cards?

Like a usbank or citi simplicity card. Selfishly I was also thinking wells because they are giving away ponies right now and my niece would love that lol. But I heard you need excellent credit for even the platinum and banking relationship helps a lot with thenm? Currently my fico is about 680 across the board
Message 4 of 8
willwar14
Valued Contributor

Re: Will I get denied due to too many recently opened cards?

From what I have seen is US Bank has high standards, how many recent INQ do u have/how many total?

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 5 of 8
Anonymous
Not applicable

Re: Will I get denied due to too many recently opened cards?

Let's see if got three total
AprIL 2015 denied click from syncrony
Sept 2015 for my bbr
Nov 2015 for my slate
Message 6 of 8
Anonymous
Not applicable

Re: Will I get denied due to too many recently opened cards?

Don't bother with Wells. They are super stingy and their cards aren't all that great.

Of those three I'd say the Simplicity. It's a no frills card but Citi is a good bank to be in with for the long game.
Message 7 of 8
Anonymous
Not applicable

Re: Will I get denied due to too many recently opened cards?

I would app for a second better balance rewards. Also app for a 2nd card, maybe travel rewards $200 bonus.  Put $300 in a savings account to get $20 more a year on both cards.

 

What are your 3 scores, number of inqs, and utilization?

 

Why dont u check out themanwhocan's chart in my sig and see if theres a better fitting option for your spending. Believe me, we can use these 1-2 inqs and get u a lot more than a flippin stuffed pony!

Message 8 of 8
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