Will NFCU Honor BT Special Rate?

[Gladius]

I have been contemplating doing a BT to my NFCU Platinum Visa for a few days with their 1.9% rate, but I go to do it this morning and low and behold, I don't have the special offer showing up on my account page anymore.  Do you think if I call and ask they will still honor the rate?  Has anyone ever tried this and suceeded?  Thanks in advance.

[thornback]

Yes, so long as your BT posts by 3/2, you'll get the 1.99% rate currently offered to all cardholders.  

https://www.navyfederal.org/campaigns/credit-cards/2020/01/37719-all-ita-bt-jan-feb-lp.php

No need to call and ask -  it'll be applied even if not showing in your portal as an offer.

[Anonymous]

Good luck, OP!

[Gladius]

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@thornback wrote:

Yes, so long as your BT posts by 3/2, you'll get the 1.99% rate currently offered to all cardholders.  

https://www.navyfederal.org/campaigns/credit-cards/2020/01/37719-all-ita-bt-jan-feb-lp.php

No need to call and ask -  it'll be applied even if not showing in your portal as an offer.

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Thank you.  I did call this morning and they said the offer was good for all members until 29 Feb.

[thornback]

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@Gladius wrote:

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@thornback wrote:

Yes, so long as your BT posts by 3/2, you'll get the 1.99% rate currently offered to all cardholders.  

https://www.navyfederal.org/campaigns/credit-cards/2020/01/37719-all-ita-bt-jan-feb-lp.php

No need to call and ask -  it'll be applied even if not showing in your portal as an offer.

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Thank you.  I did call this morning and they said the offer was good for all members until 29 Feb.

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Interesting since their website says 3/2.   Just in a nick of time I guess. 😊

[M_Smart007]

Close call OP !

[Anonymous]

But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol

I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

[Anonymous]

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@Anonymous wrote:

But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol

I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

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I would certainly think that NFCU would go by the fact the request was made before 3/2 whether it has posted or not.

[thornback]

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@Anonymous wrote:

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@Anonymous wrote:

But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol

I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

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I would certainly think that NFCU would go by the fact the request was made before 3/2 whether it has posted or not.

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And this may actually be why OP was told they had to do it by 1/29 -- so that it does post by 3/2.  

[Anonymous]

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@thornback wrote:

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@Anonymous wrote:

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@Anonymous wrote:

But will it post in time, one day seems kind of short?

I called last week to initiate the BT, and it finally showed the credit as a payment on my account Monday. Yet the statement from NFCU shows it posted on the 19th, which feels like the actual day I called. lol

I don't know if they did it that way so it would post on that particular statement, instead of waiting for the next one in 45 days.

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I would certainly think that NFCU would go by the fact the request was made before 3/2 whether it has posted or not.

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And this may actually be why OP was told they had to do it by 1/29 -- so that it does post by 3/2.  

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Or the CSRs are just ill-informed. Its nothing new.