Will New US Bank Cash + Categories Work Right Away?

[dlister70]

There was something about waiting 2-3 days after picking categories before they would take effect.  I'm assuming it will work right away on the 1st of the new quarter since I picked the categories weeks ago, but this is my first new quarter with the card, so I wanted to be sure. 

I picked the new utilities category, and I have a couple bills due at the beginning of the month, so I planned to pay them on the 1st when the new quarter started.

The 2-3 days is just referring to when you picked them, and not when they switch due to a new quarter, right?

[Anonymous]

If you’ve already picked them, they will be available for new transactions beginning on the 1st. I’m not sure about current pending items that won’t post until the 1st.

I’d wait until 4/1 and you should be fine.

The three day language is for those who wait and pick after that quarter has already started.

[NRB525]

Yes, you should be good on the 1st
Which other categories did you pick?

[dlister70]

I picked utilities and fast food as my 5% categories which I felt would get the most spend. I only pay $40 for two cell phone lines because I don't really use much data, and I spend more than $40 on fast food so I figured I'd go that route.

I picked restaurants for the 2% category in case some place that I considered fast food comes up as restaurants instead. For example, I figured Steak & Shake would probably be fast food (they have a drive thru) but the Visa lookup website had mixed results. The one I tried came up as restaurant. So at least I got more than 1% on it!

I already have the BCP for groceries and the NRA Visa for gas, so it's the only 2% category that made sense for me.