Will Target upgrade store to CC?

[Anonymous]

Don't feel bad. I seriously think it's been like 2 years and 7 or 8 months for me. I really thought I was lost in a black hole in their system somewhere. I can not tell you how shocking this is for me. That's why I still am suspicious. I can't just take it and be happy, I have to keep pondering about WHY? LOL

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@Anonymous wrote:
Congrats to every1 who got a CLI! I just checked with all my fingers and toes crossed and to my surprise...still at $200 ! Target hates me its been over a year and a half!

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[Anonymous]

Hmm, maybe it was a mistake. This article says to be on the look out for CLD from Target. Which seems hard to do considering the majority of their cardholders have $200CL. 

http://www.crmbuyer.com/story/64932.html

[Anonymous]

Mine is 8 or 9 months but still at $200. Our two little Target stores sit between a super wal-mart so I don't much care for Target except the wheels on their shopping carts are quiter. I just don't bother with Target anymore is maybe why I'm still at $200. I'm going to cut them loose just to make space for a big fat chase card in my wallet. LOL

[Anonymous]

I wouldn't cancel the Target card. There are no fees and it just helps continue to build history.  I've gone several months at a time without using mine, (most recently) and they haven't cancelled me. I actually don't think I have heard of anyone being closed for inactivity, so it may be beneficial for you to keep it even if you are not using it.

[akaniks]

My available balance finally updated to reflect my new credit limit. It appears that my account is still a redcard but I imagine I would have to accept a VISA upgrade before it actually happened so I will wait for something from Target in the mail. Either my regular statement telling me of a CLI or a letter asking me to accept the Visa. 

I'm not sure if I care either way. I am just happy to rid myself of my lowest CL and to do so at my favorite store.

I love the 10% off coupons and the "Take Charge of Education:" option. I selected the school where my sister teaches to benefit from my spending at Target. Everyone with a redcard should select a school to receive, even if it's just a random school.  

[Anonymous]

Great post.

I agree.  I'm just happy to have a decent credit line with them. My account appears to still be a redcard as well. For the time being, I hope it stays that way. For my situation it would be ideal right now.

I also agree with you about selecting a school for the take charge of education option. It doesn't cost anyone anything, might as well give the kickbacks to your local schools even if you don't have children.

I recently got a 10% coupon and can't find it anywhere. Bummer I could have used it for xmas shopping. Pooh. I always lose them!

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@akaniks wrote:

My available balance finally updated to reflect my new credit limit. It appears that my account is still a redcard but I imagine I would have to accept a VISA upgrade before it actually happened so I will wait for something from Target in the mail. Either my regular statement telling me of a CLI or a letter asking me to accept the Visa. 

I'm not sure if I care either way. I am just happy to rid myself of my lowest CL and to do so at my favorite store.

I love the 10% off coupons and the "Take Charge of Education:" option. I selected the school where my sister teaches to benefit from my spending at Target. Everyone with a redcard should select a school to receive, even if it's just a random school.  

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[Anonymous]

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UpUpUp wrote:

I recently got a 10% coupon and can't find it anywhere. Bummer I could have used it for xmas shopping. Pooh. I always lose them!

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If it makes you feel better I probably use about a third of the ones I earn.  They expire too darn quickly!  (And yes, I've misplaced a few, too!)

[Anonymous]

Wow.  I am normally the biggest whiner on the board because whenever anyone has a good experience with a CLI or reconn with a cc I have I never have the same success. So imagine my surprise when I log into my Target account and see my limit has also increased to $1000.

I am one of the few who had the 3 month initial increase from $300 to $500. I truly am estactic because I LOVE Target and use my card alot. Thanks OP for making me check my account. I agree with others ... they are probably increasing limits to give people more buying power during the holidays.  For whatever the reason, it helps my usage so I am AOK. 

Message Edited by PurpleHaze on 11-03-2008 12:49 AM

[Anonymous]

Peas, that does make me feel a wee bit better. Hehe.

PurpleHaze, Congrats on your CLI!

[Anonymous]

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@Anonymous wrote:

I wouldn't cancel the Target card. There are no fees and it just helps continue to build history.  I've gone several months at a time without using mine, (most recently) and they haven't cancelled me. I actually don't think I have heard of anyone being closed for inactivity, so it may be beneficial for you to keep it even if you are not using it.

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I probably will keep it. It seems that people who actually run some money threugh the thing are getting CLI's. I prpbably haven't run $100 through it since February.