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World Elite Mastercards with no AF

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Anonymous
Not applicable

Re: World Elite Mastercards with no AF


@L-TWT wrote:

@Anonymous wrote:

Really? Maybe some time I should call to have my QS Visa Signature converted to World Elite Mastercard. Thanks Smiley Happy


ROFL <wait for it> 

as per CapitalOne.....one can not switch/convert from visa <-----> mastercard

which ever you start with, your stuck with!


I've already had QS Visa Signature. What if I want a QS1? Do I have to apply for that with $39 AF?

Message 11 of 22
L-TWT
Established Contributor

Re: World Elite Mastercards with no AF

yes sir, crazy isn't it? I couldn't stomach their policies any longer so I cut all ties w/Cap 1


Message 12 of 22
Skye12329
Valued Contributor

Re: World Elite Mastercards with no AF


@Anonymous wrote:

@L-TWT wrote:

@Anonymous wrote:

Really? Maybe some time I should call to have my QS Visa Signature converted to World Elite Mastercard. Thanks Smiley Happy


ROFL <wait for it> 

as per CapitalOne.....one can not switch/convert from visa <-----> mastercard

which ever you start with, your stuck with!


I've already had QS Visa Signature. What if I want a QS1? Do I have to apply for that with $39 AF?


But i thought you were looking for non AF WEMC Smiley Tongue

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 13 of 22
happypill
Valued Contributor

Re: World Elite Mastercards with no AF

I believe the steps for the QS1 are as follows:

 

1. Apply for QS1 with $39 AF - it is a MC

2. Call in and ask to have the AF waived - this was very easy for me with a regular CSR, and lots of people have done this

3. Get limit over $5k

4. Call and get it comverted to WMC, possibly through EO

5. Not sure if this last step is possible, but have it further upgraded to WEMC

 

You have to start with a QS1 because it is a MC.  You cannot start with the no fee QS because that is a Visa.

Message 14 of 22
lg8302ch
Senior Contributor

Re: World Elite Mastercards with no AF


@Anonymous wrote:

Really? Maybe some time I should call to have my QS Visa Signature converted to World Elite Mastercard. Thanks Smiley Happy


I am curious to why you would want to do this? The card benefits would probably be the same and acceptance too.  I have yet to find a place that takes MC but not VI 😉

Message 15 of 22
TheGardner
Valued Contributor

Re: World Elite Mastercards with no AF

I personally would joyfully convert every VS I have to WEMC. Bad experience, I will never use VS "benefits" again. 

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 16 of 22
afinch1992
Regular Contributor

Re: World Elite Mastercards with no AF


@TheGardner wrote:

I personally would joyfully convert every VS I have to WEMC. Bad experience, I will never use VS "benefits" again. 


not to hijack the thread, but can you explain? PM is fine.

 

as for staying on topic, I don't think a WEMC is worth chasing unless its a card you already want or just have to have that shiny silver logo at all cost

AMEX BCE 18000CL, Citi DC 15000CL, AMEX EDP 15000CL, CSP 5000CL, Fidelity AMEX 5000CL, Sallie Mae MC 7400CL, US Bank Cash+ 5000CL, Chase Freedom 4000CL, Capital One QS 6000CL, BoA Better Balance 2500CL, Discover It 2000CL, BoA Better Cash Rewards 500CL, Chase Amazon CC 700CL

TU: 756 EX: 755 EQ: 753
Message 17 of 22
woodyman100
Valued Contributor

Re: World Elite Mastercards with no AF

Sams only takes MC
NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 18 of 22
Anonymous
Not applicable

Re: World Elite Mastercards with no AF


@happypill wrote:

I believe the steps for the QS1 are as follows:

 

1. Apply for QS1 with $39 AF - it is a MC

2. Call in and ask to have the AF waived - this was very easy for me with a regular CSR, and lots of people have done this

3. Get limit over $5k

4. Call and get it comverted to WMC, possibly through EO

5. Not sure if this last step is possible, but have it further upgraded to WEMC

 

You have to start with a QS1 because it is a MC.  You cannot start with the no fee QS because that is a Visa.


NO.

 

It is possible to start with a Platinum Classic, or Platinum Prestige or other Capital One MC that is NOT a QS1 and eventually wind up with a QS WMC. Also, the limit they will convert at varies. I got in at $4,000. My QS WMC was originally a Platinum Prestige.

Message 19 of 22
Anonymous
Not applicable

Re: World Elite Mastercards with no AF


@L-TWT wrote:

yes sir, crazy isn't it? I couldn't stomach their policies any longer so I cut all ties w/Cap 1


I think no switching between card networks is pretty common actually. When Citi or other banks allowed it, they were allowing it to MC because they were transitioning all cards. Is there a bank which allows this?

Message 20 of 22
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