World MC with CL < 5000

[vagrants]

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@Anonymous wrote:

I think $5000 is more a general rule of thumb. My father who's retired has pristine credit 800+ FICOs and was approved for Chase Amazon Visa Signature with only $500 limit. I suspect this is due to him reporting very low income.

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Nice! Maybe it depends on financial institutions and what cards. On my recent upgrade of Freedom VISA -> Freedom VISA Sig, the CSR said the min CL must be $5k.

[Anonymous]

Thank you guys for your replies. Guess my card is a legit WMC not a mistake.

[Anonymous]

In reviewing some of the terms & conditions for Citi Bank Cards, I noticed that the World Mastercard states that they could be approved for CL's as low as $2,000. Yet, in reviewing their Visa Signatures they stated their cards may come with a CL as low as $5,000. Assume this is what is out there. Now since you cannot app for a WEMC directly who knows the CL requirements. I did see a poster who obtained one through a p/c with a much lower CL.

[L-TWT]

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@Anonymous wrote:

In reviewing some of the terms & conditions for Citi Bank Cards, I noticed that the World Mastercard state that they could be approved for CL's as low as $2,000. Yet, in reviewing their Visa Signatures they stated their cards may come with a CL as low as $5,000. Assume this is what is out there. Now since you cannot app for a WEMC directly who knows the CL requirements. I did see a poster who obtained one through a p/c with a much lower CL.

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Regarding Citi and WEMC products there really is no so called "CL requirement" Case in point, i received mine with an initial CL 3.6K. Their decision is based on many factors, of which is not made available to the general public, when they grant upgrades to WEMC.

[Anonymous]

Am I reading it right? You sock drawered your Citi Dividend World Elite Mastercard? I have one and am pleased to have p/c'd to it. There are cards with all sorts of benefits that are out of sight. But for a no AF with a no-preset spending not to bad.

[L-TWT]

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@Anonymous wrote:
Am I reading it right? You sock drawered your Citi Dividend World Elite Mastercard? I have one and am pleased to have p/c'd to it. There are cards with all sorts of benefits that are out of sight. But for a no AF with a no-preset spending not to bad.

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yup, my card in sleeping in my sock drawer, until citi make some suitable upgrades to the rewards program and how rewards can be redeemed!

[ezdoesit]

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@L-TWT wrote:

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@Anonymous wrote:
Am I reading it right? You sock drawered your Citi Dividend World Elite Mastercard? I have one and am pleased to have p/c'd to it. There are cards with all sorts of benefits that are out of sight. But for a no AF with a no-preset spending not to bad.

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yup, my card in sleeping in my sock drawer, until citi make some suitable upgrades to the rewards program and how rewards can be redeemed!

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+1 My Citi Dividend WEMC is sock drawered also actually that is not entirely true because it does have the EMV chip so it is such a nice looking card that I keep it in my wallet but never use it.

[Anonymous]

Follow you on that. About the time they catch-up, the world changes. Not sure why? Also, I did add the EMV Chip.

[ezdoesit]

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@Anonymous wrote:

Follow you on that. About the time they catch-up, the world changes. Not sure why? Also, I did add the EMV Chip.

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I guess the only good benefit is the quarterly 5% the only problem is that it never seems to have categories that I like.  Except Q4.  I might run close to my yearly limit on it.

[navigatethis12]

So it appears World/World Elite Mastercard and Visa Signature has lost any little prestige they had left. These are supposed to be the top cards in the United States and they just let banks throw them at anyone. 5000 is really not that high and they should really raise it to 25,000 or something that requires a lot more to be worthy of.