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I was going to wait until I was mid-600s to apply for an additional TL because I only have one right now and have a collection that should be removed shortly. However, after doing some research, it appeared that NFCU (been a member since infancy) was pretty generous in extending credit to high-500 scores. So, I applied and I was approved instantly! (Whaaat?!)
The CL is $7,000... and Juniper won't even give me a CLI on my $500 Apple card.
If I could only find my way into this credit union, my CL would probably be $15,000 or better....congratz and maybe someday they'll let a wider range of people in...
Congrats !!! Navy is the best when it comes to giving good CLs to rebuilders. They are extremely generous.
No doubt you would, Dave.
I definitely for more positive about my rebuilding now. My EQ score has been in a lull for about two months and it was driving me crazy.
Congrats way to go.
@Adalen wrote:I was going to wait until I was mid-600s to apply for an additional TL because I only have one right now and have a collection that should be removed shortly. However, after doing some research, it appeared that NFCU (been a member since infancy) was pretty generous in extending credit to high-500 scores. So, I applied and I was approved instantly! (Whaaat?!)
The CL is $7,000... and Juniper won't even give me a CLI on my $500 Apple card.
WOW! That is amazing. Congratulations!
Thanks! Looks like the pulled my EQ report with a score of 607.
An approval with a 7,000 CL with a 608 score? Wow - very nice indeed...
@Adalen wrote:I was going to wait until I was mid-600s to apply for an additional TL because I only have one right now and have a collection that should be removed shortly. However, after doing some research, it appeared that NFCU (been a member since infancy) was pretty generous in extending credit to high-500 scores. So, I applied and I was approved instantly! (Whaaat?!)
The CL is $7,000... and Juniper won't even give me a CLI on my $500 Apple card.
Wow. Congrats. They must really not like me because they won't give me more than $2k with a 759 EQ FICO, and you got $7k w/607 EQ. That makes no sense to me.
Just curious... do you have direct deposit with them?