Let me start off by stating that I am very young in the credit arena. I only have 1 year of Credit experience. I started off with a Capital One Credit card with a CL of $500 after several others declined me. It has no AF but a hefty 20.55% APR. A year later, the card has been increased to $1500 without me ever asking (Though it still has that high APR 
)
) I have since received a Pre-Approved letter from USAA a few months ago for a Platinum Rewards Mastercard. Upon applying for it with my promotion code on USAA's website, I was instantly approved for $9,000 CL at a 12.15% APR! I've had the card for about 2 months now and it's wonderful. Not to mention USAA is a Class A company that I've had my car insurance with since I was 16.
I just recently checked my 3 Fico scores since getting my new card and they are:
TU: 725
EQ: 708
EX: 741
I NEVER thought I'd be able to attain these scores starting up credit just a year ago! In fact the ONLY negative comment by MyFico is that I have a short credit history. 
web ? I mind go there take a look , joking .ThankYou
Based on the information you provided, it does not appear you are eligible for USAA products and services.
USAA offers some products and services that do not have eligibility requirements. Contact USAA for more information.
Well I guess there are some benefits to being in the military. 
USAA is an excellent one. I can't recall any other company that is so highly regarded by just about all it's costumers and professional publications.
Message Edited by ksiss on 09-22-2007 01:05 PM