@LisaJ wrote:
Wow. I have had the opposite experience. I used it a lot, PIF, used it, PIF, never late, always paid more than the minimum, and the only CLIs they have ever offered me have been if I gave them money to do it. I have had my card since 2004.
My scores are in the high 600s, with EX being 692. I really don' t get it, but I am happy that some are having a good experience with this company--I have just not experienced the same.
Yeap, this sounds more like Orchard.
Common Abbreviations|FDCPA|FCRA
Starting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800