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So the background is I have a CSP and Freedom card ... CSP limit was 7000 and freedom is 1600. Ironically the freedom is my first and oldest card, but ended up with my lowest limit.
Anyway, I've been talking with chase for the last week or so to raise the limit on my freedom card because I've been bumping up against it recently, but I wouldn't give up the hard pull, so I kept getting rejected for a soft pull CLI, even by their executive office.
This is where it gets fun.
Fast forward to 20 minutes ago. I'm on the chase site and notice that they have a twitter support team. I fire them off a message (completely vague, no personal info, just along the lines of 'hey I want to talk to someone about a soft CLI, I've been a longtime customer').
5 minutes later my email goes off with a credit alert -- my CSP got an auto CLI from chase to 8500....WAY COOL! It's not the card I wanted/needed the CLI bump on, but I'LL TAKE IT! Thanks Chase!!! (still going to fight for that freedom CLI though )
I know the two events happening are completely unrelated but the coincidence of the timing was really cool! What confuses me even more is that right now my CSP has a negative balance, so I don't know what criteria they go by when doing these auto CLIs.
tl;dr CSP auto-CLI'd by 1500
@vn25 wrote:So the background is I have a CSP and Freedom card ... CSP limit was 7000 and freedom is 1600. Ironically the freedom is my first and oldest card, but ended up with my lowest limit.
Anyway, I've been talking with chase for the last week or so to raise the limit on my freedom card becaue I've been bumping up against it recently, but I wouldn't give up the hard pull, so I kept getting rejected for a soft pull CLI, even by their executive office.
This is where it gets fun.
Fast forward to 20 minutes ago. I'm on the chase site and notce that they have a twitter support team. I fire them off a message (completely vague, no personal info, just along the lines of 'hey I want to talk to someone about a soft CLI, I've been a longtime customer').
5 minutes later my email goes off with a credit alert -- my CSP got an auto CLI from chase to 8500....WAY COOL! It's not the card I wanted/needed the CLI bump on, but I'LL TAKE IT! Thank's Chase!!! (still going to fight for that freedom CLI though )
I know the two events happening are completely unrelated but the coincidence of the timing was really cool! What confuses me even more is that right now my CSP has a negative balance, so I don't know what criteria they go by when doing these auto CLIs.
tl;dr CSP auto-CLI'd by 1500
Congrats
congrats!
Nice!
Congrats! Maybe you can shift part of the CL from the CSP to Freedom?
+1 that is exactly what I was about to say
grats!
Thanks for all the warm congrats guys...
I was thinking about moving the CL over to the freedom but I'm thinking maybe I'll pay it off and let it sit with a negative balance for a month or two...perhaps this triggers some kind of chase internal alert.
As luck would have it, my brand new amex BCP came in today, so I can use that as my primary card...Gotta spend the $$$ to get that bonus on it anyway! ^_^