X1 - Who is it for?

[Aim_High]

There have been multiple threads in the last few months about issues with the X1 card from various forum members.   As I noted in message 6 of this thread, while I personally don't recommend the card, I *DO* highly suggest anyone considering it to read >these thread links<  I assembled in another thread.  

[BronzeTrader]

I just do not understand some of the comments here.  As with all cards, it is a YMMV situation.  May work for some, not for others.

When X1 just came out, I was not interested as some of "negative" comments are true.  But I decided to apply and opened a new CL of $35,000.  

The main reason to open this card is that, it is a FUN card.  It looks cool and feels cool.  I already opened 5 personal cards and 3 business cards this year.  So one more card won't hurt anything.  And I'm not chasing Chase any longer.  I get most of its cards and I do not even maximize the spends or bonus since I do not want any attention from Chase by having too many cards.

With no AF, about any card is good to be part of the card portfolio.  I can use some offers or promotions and stock some points.  Then I can optimize on some of its merchants.

X1 is part of the new trend of fin-tech offering.  They compete with the traditional CC banks.  We can't continue to be with the old mindset.  Things change and we adapt.

It is a new tool at our service.  And the large CL just looks good.

[Lou-natic]

I have to agree it is a fun card to have and though I don't use it often when I do use it I like having it.