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X1 card bye bye

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Im-back
Regular Contributor

Re: X1 card bye bye

Same note. Lack of use. Cut limit by 2/3. Adios X1.

Message 11 of 14
UncleB
Credit Mentor

Re: X1 card bye bye


@Jnbmom wrote:

I have had this  for awhile uses run around 1K on always pay in full . 10K SL never moved , got an email they cut my limit to 5K .

 

I decided to close have other better cards . Closed for  Not utilizing my credit limit .IMG_5276.jpeg

 

IMG_5277.jpeg

 


 

I'm usually one to leave cards open in situations like this (Hi, Capital One!) but in this case I would have closed it as well. 

 

They haven't been around all that long so it's not as if this is your oldest account, and while the credit line they left you with is still very usable part of the 'sell' on this card was the higher than average credit line (which is no longer the case) so there's simply just not much reason to keep it in the sock drawer.

 

On to greener pastures! Smiley Very Happy

Message 12 of 14
UncleB
Credit Mentor

Re: X1 card bye bye


@CreditCuriosity wrote:

Funny that was their selling point of card when launched big credit lilnes and they started to slash them a year or two ago and continue.   Not many person can use a huge CL every month .  X1 kinda imho ended up being a joke at the end cool concepts with it such as virutal cards etc.  Just like 95% of fintechs they sell or go under in time.  RIP Blispay.


RIP Blispay, indeed.  rip.gif

 

That was my first and only Fintech card, and while I'll think twice before giving another a try I have to say I do miss my Blispay.  It was a good product that sadly just wasn't thought-out completely (not sustainable).

 

 

Disclaimer:  Some might argue that Curve falls under the Fintech umbrella and if so then technically I did try another, but of course we all know how that worked out. Smiley Frustrated

Message 13 of 14
911gt34life
Established Contributor

Re: X1 card bye bye

close move on.. 

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Message 14 of 14
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