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Same note. Lack of use. Cut limit by 2/3. Adios X1.
@Jnbmom wrote:I have had this for awhile uses run around 1K on always pay in full . 10K SL never moved , got an email they cut my limit to 5K .
I decided to close have other better cards . Closed for Not utilizing my credit limit .
I'm usually one to leave cards open in situations like this (Hi, Capital One!) but in this case I would have closed it as well.
They haven't been around all that long so it's not as if this is your oldest account, and while the credit line they left you with is still very usable part of the 'sell' on this card was the higher than average credit line (which is no longer the case) so there's simply just not much reason to keep it in the sock drawer.
On to greener pastures!
@CreditCuriosity wrote:Funny that was their selling point of card when launched big credit lilnes and they started to slash them a year or two ago and continue. Not many person can use a huge CL every month . X1 kinda imho ended up being a joke at the end cool concepts with it such as virutal cards etc. Just like 95% of fintechs they sell or go under in time. RIP Blispay.
RIP Blispay, indeed.
That was my first and only Fintech card, and while I'll think twice before giving another a try I have to say I do miss my Blispay. It was a good product that sadly just wasn't thought-out completely (not sustainable).
Disclaimer: Some might argue that Curve falls under the Fintech umbrella and if so then technically I did try another, but of course we all know how that worked out.
close move on..