Yet another CrapOne story

[aamex]

So, I almost forgot I have this crapone card, because its 2k miles away. But, I called anyway to see if I could get anything out of them.

the CSR states the obvious "well, theres very low activity on the card ma'am"

...well duh, because theres nothing I can do with a $5 dollar CL with NO rewards. Then he tells me to apply for a Venture Card and I'll most likely get a 20k CL. I don't want your crappy venture card (no offense) especially not if I have to take a decrease in AAoA. And I definitely don't want TWO cards with you guys.

The most informative thing he said is that it wouldnt be a hard inquiry since I already have business with them. 

I need to close this account...

[drkaje]

My lower limit ($2-3K) cards are the most stressful to manage. I'm always worried about them posting a balance, paying in advance, and when they'll finally have a more workable CL for daily spending.

I have literally paid Amex 4 times since their BCP arrived Feb 9th! I have other cards but only the Freedom beats it on Gas/department stores right now.

[pipeguy]

Seems your mind is made up with an anti-Capital One attitude. So what is there to decide? IMO Credit Cards are tools of convenience, nothing more so if Capital One is not a  useful tool to you, no big deal, dump them. 

[Anonymous]

---

@aamex wrote:

So, I almost forgot I have this crapone card, because its 2k miles away. But, I called anyway to see if I could get anything out of them.

the CSR states the obvious "well, theres very low activity on the card ma'am"

...well duh, because theres nothing I can do with a $5 dollar CL with NO rewards. Then he tells me to apply for a Venture Card and I'll most likely get a 20k CL. I don't want your crappy venture card (no offense) especially not if I have to take a decrease in AAoA. And I definitely don't want TWO cards with you guys.

The most informative thing he said is that it wouldnt be a hard inquiry since I already have business with them. 

I need to close this account...

---

Huh? I've never heard this before.

[Anonymous]

If this is true then I got screwed. I have a platinum mc and when I applied for my cash back green card I still got the triple pull.

[LS2982]

---

@Anonymous wrote:

---

@aamex wrote:

So, I almost forgot I have this crapone card, because its 2k miles away. But, I called anyway to see if I could get anything out of them.

the CSR states the obvious "well, theres very low activity on the card ma'am"

...well duh, because theres nothing I can do with a $5 dollar CL with NO rewards. Then he tells me to apply for a Venture Card and I'll most likely get a 20k CL. I don't want your crappy venture card (no offense) especially not if I have to take a decrease in AAoA. And I definitely don't want TWO cards with you guys.

The most informative thing he said is that it wouldnt be a hard inquiry since I already have business with them. 

I need to close this account...

---

Huh? I've never heard this before.

---

Me either......

I highly doubt that's true. Not that OP is lieing but the CSR is misinforming.

I'd shut them down, what is the CL on that card aamex?

[Anonymous]

---

@Anonymous wrote:
If this is true then I got screwed. I have a platinum mc and when I applied for my cash back green card I still got the triple pull.

---

That's just one of the 347,619 reasons why I will never apply for a Crap1 card ever again.

[Anonymous]

I won't either. The only reason I applied for the green card is because it has a minimum initial CL of $3,000 which is my highest at the moment.

[Anonymous]

---

@Anonymous wrote:
I won't either. The only reason I applied for the green card is because it has a minimum initial CL of $3,000 which is my highest at the moment.

---

Congrats on the 3K CL, that's actually pretty good for Cap1 (being a consertive lender and all) <---another one of the 347,619 reasons why I will never app with Cap1 again.

Hopefully their Prime side CSR's are better than their subprime CSR's <----and another one of the 347,619 reasons why I'll never app with Cap1 again

Seriously tho, Congrats, and I hope your Green Card will grow with you

[LS2982]

---

@Anonymous wrote:

---

@Anonymous wrote:
I won't either. The only reason I applied for the green card is because it has a minimum initial CL of $3,000 which is my highest at the moment.

---

Congrats on the 3K CL, that's actually pretty good for Cap1 (being a consertive lender and all) <---another one of the 347,619 reasons why I will never app with Cap1 again.

Hopefully their Prime side CSR's are better than their subprime CSR's <----and another one of the 347,619 reasons why I'll never app with Cap1 again

Seriously tho, Congrats, and I hope your Green Card will grow with you

---

Did you give your Crap1 that "proper send off" you was talking about stang???