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Yet another advantage of having AmEx.

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Odiseous
Frequent Contributor

Yet another advantage of having AmEx.

I just got an email, text, and phone call (all within aproximately 45 seconds), alerting me to a Fraud Alert. Someone was trying to use my BCE for gas in SC.

 

I live in CA, and never use my BCE for gas.

 

5 minutes later: issue = resolved. They verified my authorized transactions, and unauthorized transactions. They are handling the ones not authorized by me.

 

My new card will be here in 2 days.

 

Full disclosure: I'm an AmEx FanBoy. Times like right now, simply reinforce that.

 

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Message 1 of 12
11 REPLIES 11
myjourney
Super Contributor

Re: Yet another advantage of having AmEx.


@Odiseous wrote:

I just got an email, text, and phone call (all within aproximately 45 seconds), alerting me to a Fraud Alert. Someone was trying to use my BCE for gas in SC.

 

I live in CA, and never use my BCE for gas.

 

5 minutes later: issue = resolved. They verified my authorized transactions, and unauthorized transactions. They are handling the ones not authorized by me.

 

My new card will be here in 2 days.

 

Full disclosure: I'm an AmEx FanBoy. Times like right now, simply reinforce that.

 


That's great news 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 12
Anonymous
Not applicable

Re: Yet another advantage of having AmEx.


@Odiseous wrote:

I just got an email, text, and phone call (all within aproximately 45 seconds), alerting me to a Fraud Alert. Someone was trying to use my BCE for gas in SC.

 

I live in CA, and never use my BCE for gas.

 

5 minutes later: issue = resolved. They verified my authorized transactions, and unauthorized transactions. They are handling the ones not authorized by me.

 

My new card will be here in 2 days.

 

Full disclosure: I'm an AmEx FanBoy. Times like right now, simply reinforce that.

 


That's awesome!

Message 3 of 12
cqdealer711
Frequent Contributor

Re: Yet another advantage of having AmEx.

how did they get your card? or is this one of those new high tech thingies that i know nothing about lol



 

 



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


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Message 4 of 12
09Lexie
Moderator Emerita

Re: Yet another advantage of having AmEx.

Nice! I can only imagine the damage that they could have done
Message 5 of 12
Odiseous
Frequent Contributor

Re: Yet another advantage of having AmEx.


@cqdealer711 wrote:

how did they get your card? or is this one of those new high tech thingies that i know nothing about lol



 

 


I work in a field that deals with this type of sitation *all* day, *every* day. So, I know there is more than 1 way to skin a cat.

 

- I use this card in exactly 1 place (my local supermarket), and only swipe it personally.

- It never leaves my hand/wallet.

- I live alone, so noone to grab it from my wallet w/o my knowledge, whle sleeping.

- I make sure that my cards do NOT have a RFID chip.

- Even if it did: my wallet has RFID signal blocking built in to it (yes, I'm a bit paranoid about this).

 

 

M best guess is:

Someone got into a CC processing company's records,

Or someone was able to stumble upon the CC#/Exp/Zip somehow.

 

 

 

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Message 6 of 12
Odiseous
Frequent Contributor

Re: Yet another advantage of having AmEx.


@09Lexie wrote:
Nice! I can only imagine the damage that they could have done

Fraud purchases on my card. $80+

Fraud purchases that I dea with daily: Lots more.

 

Yes. I am FULLY aware of how bad this could have been.

 

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Message 7 of 12
Anonymous
Not applicable

Re: Yet another advantage of having AmEx.


@Odiseous wrote:

I just got an email, text, and phone call (all within aproximately 45 seconds), alerting me to a Fraud Alert. Someone was trying to use my BCE for gas in SC.

 

I live in CA, and never use my BCE for gas.

 

5 minutes later: issue = resolved. They verified my authorized transactions, and unauthorized transactions. They are handling the ones not authorized by me.

 

My new card will be here in 2 days.

 

Full disclosure: I'm an AmEx FanBoy. Times like right now, simply reinforce that.

 


AMEX is stellar like that Smiley Happy I have them email/text me if a purchase ever goes above a certain threshold for that purpose too.

Message 8 of 12
score_building
Senior Contributor

Re: Yet another advantage of having AmEx.

This isn't really an Amex specific bene, though am a big fan hereto Smiley Wink

Had a similar experience with USAA few days ago, as you know OP issuers can't afford to sit on their hands 

with gazillions at stake.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 9 of 12
Open123
Super Contributor

Re: Yet another advantage of having AmEx.

I always set alerts to email me for certain transactions, such as foreign, gas station, over a certain amount, and card not present.

Message 10 of 12
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