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You can ask Macy's for a CLI beyond $25k with only a soft pull

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username7
Contributor

You can ask Macy's for a CLI beyond $25k with only a soft pull

I was rejected, but wanted to share my datapoints. They soft pulled Equifax.

 

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AverageJoesCredit
Legendary Contributor

Re: You can ask Macy's for a CLI beyond $25k with only a soft pull


@username7 wrote:

I was rejected, but wanted to share my datapoints. They soft pulled Equifax.

 

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Yes, this is known. Anyone can ask. The issue is  not whether you can ask via sp but can anyone get above without using a hp, which most if not data points points to as no. 

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M_Smart007
Legendary Contributor

Re: You can ask Macy's for a CLI beyond $25k with only a soft pull

I asked and was told no soup above $25K ..

But @ less than $100.00 a year spend, I really should not be asking.

Although I do know it is possible to go above with heavy spend,

at Macy's and outside Macy's (if you have Macy's Amex).

 

One might be able to go above by a HP and providing POI ..

Honestly (2) Macys cards @$25K each is way beyond what I will ever need.

 

Nice Util. padding though.

I took @AverageJoesCredit's advice on Miracle Growing cards.Smiley Happy

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