I signed into Chase Credit Journey today and received the green "Your already approved" for 8 different cards.
On the first page, the following two were listed
1) Chase Sapphire Reserve. 18,000 SL. 60,000 points with $4,000 in spend in the next three months.
2) Chase Slate Edge. $6,000 SL. 0 % for 21 months.
I then clicked on the credit card button and the following additional cards were listed.
1) Chase Freedom Unlimited. $9,000 SL. $200 bonus for $500 spent in three months. 0% interest for 15 months.
2) Southwest Rapid Rewards Plus. No starting line noted. I don't fly Southwest anyway.
3) Chase Sapphire Preferred. $18,000 SL. 75,000 points for $4000 spend in 3 months.
4) Chase Freedom Flex. $9000 SL
5) United Explorer Mileage Plus.
Last week I had received a mail offer for the Chase Sapphire Preferred with 80,000 points but with $5,000 in spend in 3 months.
My concern with applying at that time was 3 cards in the last six months, but still at 4/24. My scores are all in the 760 to 770 range. From everything I've heard on the forum the 'Your already approved' on Chase journey is almost always a sure thing.
Leaning towards the Chase Sapphire Preferred since I don't travel enough at this time to want the $550 fee on the reserve. Also the 75,000 points is a great offer.
Best advice I got from this forum was to sign up for the Chase Credit journey, which I did about six weeks ago.
I'm not familiar with Chase Credit Journey. I understand that it's free to join, but do you need to have a relationship with Chase to get pre-approvals for credit cards?
@NYC_Fella wrote:I'm not familiar with Chase Credit Journey. I understand that it's free to join, but do you need to have a relationship with Chase to get pre-approvals for credit cards?
No you don't need a prior relationship. I don't have any accounts with Chase at this point. After the first two weeks on credit journey I got an email from Chase that I'd checked the sight 14 times. They suggested I check it weekly. I was just learning the site but decided to slow down and just check it once or twice a week. Not sure it made a difference.
I know that platform on Chase Credit Journey is Experian. I've also been periodically checking the Experian site. A few weeks ago I started getting pre-approved offers for Chase on the Experian site. Most were Chase Sapphire Preferred. Once Chase Freedom Unlimited appeared for a few days.
I had also several times in the past couple of months checked for pre-approvals on sites like Cardmatch.com or ThePointsGuy.com. They also started showing Chase. I don't remember the site, but yesterday I also downloaded a guide on how to maximize travel points.
There are other posts on this forum that go into the need for a relationship or not. Chase is not one where this makes a difference like it might for other banks, like US Bank, Wells Fargo, or Bank of America.
@ptatohed wrote:Nice, all I ever see there is an 8% car loan.
Maybe the card options don't appear after you already have a Chase card. (Chase Freedom). This happened to me on Amex. After I got the Blue Cash Everyday some of the other offers disappeared. Not sure but I think they'll reappear soon. No idea if you are over or under 5/25. That might make a difference too.
@ptatohed wrote:Nice, all I ever see there is an 8% car loan.
All I ever see is an invitation to apply for a kids' debit card 
@SouthJamaica wrote:
@ptatohed wrote:Nice, all I ever see there is an 8% car loan.
All I ever see is an invitation to apply for a kids' debit card
Ha ha. I get that too but the Main Menu is only the car loan, and then if I go to the Just for you, I see the kid's debit card. 
@SouthJamaica wrote:
@ptatohed wrote:Nice, all I ever see there is an 8% car loan.
All I ever see is an invitation to apply for a kids' debit card
That's interesting that they'd offer a kids debit card. You've got a great collection of cards though. I probably will never get another Chase because I won't be at 4/24 again til June if I can wait that long to app for another one. I could still get the Amazon Prime card at 5/24 which is tempting for the 5% CB.
Well it's not automatic. Got the 7-10 message after accepting the CSP offer. May be due to 3 cards since May. It wasn't an outright rejection but probably will end up as one, or maybe a reduced starting line. I should have waited until February so I had no accounts within six months.