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Zales CLI after transition to Comenity

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Anonymous
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Zales CLI after transition to Comenity

So my Zales is officially swapped over to Comenity from Citi. I never asked for any CLIs from Citi because they always wanted a HP.

 

Now that its with Comenity, I noticed that they have a really simple CLI request that just asks for your income and makes no mention of a credit report being pulled. Has anyone requested CLI on their new Comenity Zales card and confirm its SP?

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Zales CLI after transition to Comenity

No one tried it yet? Are all other Comenity CLIs SP?

Message 2 of 8
willwar14
Valued Contributor

Re: Zales CLI after transition to Comenity

I would imagine it is like any other Comenity card, they could hit you with a hard pull you always run that risk but most of the time they just go off the last SP.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 3 of 8
Anonymous
Not applicable

Re: Zales CLI after transition to Comenity

I haven't seen anyone posting such information.  Perhaps, you can do the honors by being the first to test it out and then reporting back with results?

Message 4 of 8
Anonymous
Not applicable

Re: Zales CLI after transition to Comenity


@Anonymous wrote:

I haven't seen anyone posting such information.  Perhaps, you can do the honors by being the first to test it out and then reporting back with results?


Sorry, but I don't want or need the CLI, so if there is any chance of a HP, it's not worth it. 

Message 5 of 8
3bcswins3
New Contributor

Re: Zales CLI after transition to Comenity

Any updates on this?

Message 6 of 8
Anonymous
Not applicable

Re: Zales CLI after transition to Comenity

Nothing yet. I've been tempted to use the online request, but haven't pulled the trigger.
Message 7 of 8
Anonymous
Not applicable

Re: Zales CLI after transition to Comenity

My wife has a few of their cards and has had them for almost 3 years and has never once had a HP. She has requested a CLI almost every month within the last 3 years. 

Message 8 of 8
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