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So my Zales is officially swapped over to Comenity from Citi. I never asked for any CLIs from Citi because they always wanted a HP.
Now that its with Comenity, I noticed that they have a really simple CLI request that just asks for your income and makes no mention of a credit report being pulled. Has anyone requested CLI on their new Comenity Zales card and confirm its SP?
No one tried it yet? Are all other Comenity CLIs SP?
I would imagine it is like any other Comenity card, they could hit you with a hard pull you always run that risk but most of the time they just go off the last SP.
I haven't seen anyone posting such information. Perhaps, you can do the honors by being the first to test it out and then reporting back with results?
@Anonymous wrote:I haven't seen anyone posting such information. Perhaps, you can do the honors by being the first to test it out and then reporting back with results?
Sorry, but I don't want or need the CLI, so if there is any chance of a HP, it's not worth it.
Any updates on this?
My wife has a few of their cards and has had them for almost 3 years and has never once had a HP. She has requested a CLI almost every month within the last 3 years.