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I've seen interest in bt cards, here's one that seems attractive,
https://unitedfcu.com/products-and-services/cards/u-rewards-credit-card
Says zero % and no transfer fee. 2% catchall cash back too. Maybe I should find some balances to transfer...
Seems geo restricted or employer restricted unless missing something. Although a decent card for some as 0% and 0% bt fee after it is a 2% cash back card it seems although at 18% apr (highest CU's can charge)
@FicoMike0 United FCU will accept American Consumer Council as a pathway to membership. Per depositaccounts.com and implied in the CU membership if you do not meet the initial membership criteria there is another way. It appears that this credit union will accept membership from anywhere in the US with ACC membership. All that said I do not have any feedback if this true or not. Please post if you can join from a state where they do not have any branches.
I saw the mention of acc elsewhere too. I haven't applied, so don't know more.
I'm mostly a sub guy, if they don't offer a bribe for an account, I'm not wasting a Chex or ews pull. I made an exception with penfed, I was looking for a ssl.
Looks excellent. I would bet that the catch is they provide very low limits.. but I could be wrong.