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Yay!
I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account. She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999. Woo Hoo!!
They will also be sending me a new card. Thanks Fico Fam for all your advice and information yet again!!
Remember to double check your credit reportdot confirm open date changed. Probably need to wait cycle or two
Congrats! I made the same call this weekend and when I logged in today my member since date says 1993. My new cards are on their way. Now just to see how my account gets reported to the CRAs.
congrats. backdate of 13 years will do wonders if you have halted credit since.
i opened my first amex a few days ago.
can't wait to say that ive had an amex for 10+ years.
you know minus the growing age of me.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@Crashem wrote:Remember to double check your credit reportdot confirm open date changed. Probably need to wait cycle or two
Will definitely do! 13 years should do wonders for my AAOA!
@rtw wrote:Congrats! I made the same call this weekend and when I logged in today my member since date says 1993. My new cards are on their way. Now just to see how my account gets reported to the CRAs.
Congrats to you rtw!
Congrats! You'll probably see a nice little FICO boost from the increased AAoA.
@MsLadyRover wrote:Yay!
I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account. She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999. Woo Hoo!!
They will also be sending me a new card. Thanks Fico Fam for all your advice and information yet again!!
Congrats!!
@bichonmom wrote:Congrats! You'll probably see a nice little FICO boost from the increased AAoA.
Thanks Bichonmom. I took your advice and requested it exactly as you told me. I said..."I just received my new Zync card on Friday and I want to make sure my previous relationship with AMEX is reflected via my member since date." The rep said she would be happy to look that up for me.
@webhopper wrote:
@MsLadyRover wrote:Yay!
I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account. She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999. Woo Hoo!!
They will also be sending me a new card. Thanks Fico Fam for all your advice and information yet again!!
Congrats!!
Thank you! I'm feeling like a revolver my be in my future in January to take advantage of that backdating even more. We will see.